FREEDOM OF SCS RESIDENT'S
VIEWS AND COMMENTS

WWW.OURSCS.COM
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6/15/2013  Having trouble viewing this email?
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WEEKLY NEWSLETTER
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Issue: # 24

June 15, 2013

In This Newsletter

CONDOCRAZE & HOAs RADIO SHOW
Winter Springs HOAs driven to fight on-street parking
IRS decision on Villages' tax-exempt bonds worries residents
Scott signs foreclosure bill
Years of effort bring end to dock land fees for condo owners
"ON THE COMMONS" -- Guest Julio Robaina
Too Young to Retire, but These Deals Can't Wait
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600HOAREFBillBan [http://r20.rs6.net/tn.jsp?e=001L6oXsNu4AT2zl0EzhCqY3OPvpQvW1gTb5oVzwkYFt_dnkpdG9dm3bVLDhQ5VOErDJ22n9zeU4apkn9OFha4KfXeHjVU4wpCX8i35UpJ4Ep28qwxFz0SkwE5rHSdt2yZZ]
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Dear Florida Homeowners,

Our HOA Reform Bill H7119 was just approved by Governor Rick Scott. Congrats to
all of you who helped to make this bill a success -- especially our lobbyist Richard
Pinsky, Eric Glazer and Ralph Udick. IT WAS TEAM WORK!

AND A REAL BIG THANK YOU TO HOUSE REPRESENTATIVES DEBBIE MAYFIELD, MIKE LAROSA and
SENATOR ALAN HAYS!

The provisions of the bill are effective July 1, 2013.


===================================================================

WEEKLY NEWSLETTER
Issue: # 23 
June 8, 2013 
In This Newsletter 
Group asks Scott to veto speedier-foreclosure bill
Towing abuses in Broward still rampant
Hue and cry grows over deal for Scott donor.
Tight vise closes even tighter on players in HOA indictments

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WEEKLY NEWSLETTER
Issue: # 21
May 25, 2013

In This Newsletter
CONDOCRAZE & HOAs RADIO SHOW
Condo associations gain victory over banking lobby
Battle continues over fast-track foreclosure bill despite lawmaker blessing
Pension vote puts some House Republicans in awkward position
Citizens offers cheaper rate option with no fanfare
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WEEKLY NEWSLETTER

Issue: # 20
May 18, 2013
In This Newsletter
CONDOCRAZE & HOAs RADIO SHOW
Converting house to assisted living facility upsets some Belle Isle residents
HOAs embrace fast-track foreclosure bill
Notes kept by accused Miami-Dade ballot broker reveal details
Supreme Court orders magistrates be used in Florida foreclosure cases

         

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WEEKLY NEWSLETTER
Issue: # 18
May 4, 2013
In This Newsletter
THE HOA/CONDO REFORM BILLS
A DAY OF FUN, EDUCATION + LIVE RADIO SHOW!
NONSENSE IN OPPOSITION OF HOA REFORM BILL H7119
More Homeowners Associations Victimized
Fast-track foreclosure bill approved by House lawmakers
County clears a net of just 2,705 foreclosures in nine months as new
cases mount
Texting ban passes Senate, goes to Gov. Rick Scott


 ========================================================          
5/1/2013        PM-EXPO IN JACKSONVILLE: MAY 8, 2013

Dear Florida Homeowners and Condo Owners;

CCFJ asks you to please RSVP [http://r20.rs6.net/tn.jsp?e=001me4Svb1QbrFYt9MVmTB0BOMx0xeHhMgJpAWfMbU9jaeSIQDxZlfibGsnfXhEPGg6caoNFEChe6nz_SBFnFbWneBPhpz8HUpsbNUytMITTpIoKMv5YU45Sef1v4zuh3zdTytfuxFjoqT04egNrB2gG3Mu5eItqnNr]
for an important Day of Education for community association volunteers and CAMs.
Join us at PM-EXPO Sock Hop on Wednesday May 8 at University Center, UNF - we'll
be at Booth L11.

This is an especially eventful time for Florida's community associations. Eric
Glazer's Board Certification class [http://r20.rs6.net/tn.jsp?e=001me4Svb1QbrElFUQPm0Lf-PgAi799ReAfqhKRS5u80gwcwwDGEk6MUhcvxPYcxlARfwhrxYP92w-BkLbuWiEjEs6z7s_LSKVfDeAhym2kfb6ZOEYULIx3QudDHPkbkUF1VC3JB5B9Pk3Ug08KMTY34G7iDCrbLeYD8SehsHd90bdcV2MeC_FwqA==]
will include some special information:


* As many of you already know, the Senate substituted H7119/CS for S580 and voted
37:0 in favor of the bill.
* Hopefully, Governor Rick Scott will have already signed it into law by the time
I see you on May 8 for PM-EXPO.
* Eric Glazer will discuss this and other exciting developments.
* As many of you also know, Trayvon Martin's family recently settled with the community
association.
* What you may not know is that the insurance carriers are making new requirements
for Neighborhood Watch groups. A special guest speaker will review how this effects
you.
Attend relevant seminars, get free 1-on-1 advice from experts on the expo floor
and taste great foods. Please register to attend [http://r20.rs6.net/tn.jsp?e=001me4Svb1QbrFYt9MVmTB0BOMx0xeHhMgJpAWfMbU9jaeSIQDxZlfibGsnfXhEPGg6caoNFEChe6nz_SBFnFbWneBPhpz8HUpsbNUytMITTpIoKMv5YU45Sef1v4zuh3zdTytfuxFjoqT04egNrB2gG3Mu5eItqnNr].

Relevant seminars [http://r20.rs6.net/tn.jsp?e=001me4Svb1QbrElFUQPm0Lf-PgAi799ReAfqhKRS5u80gwcwwDGEk6MUhcvxPYcxlARfwhrxYP92w-BkLbuWiEjEs6z7s_LSKVfDeAhym2kfb6ZOEYULIx3QudDHPkbkUF1VC3JB5B9Pk3Ug08KMTY34G7iDCrbLeYD8SehsHd90bdcV2MeC_FwqA==]
include:

* BOARD MEMBER CERTIFICATION - Eric Glazer, Glazer & Assoc., 4 CEU (ELE) - includes
discussion of the recent bills.
* Special guest Roland Mastandrea discusses how your insurance carriers have reacted
to the Trayvon Martin settlement - and how that effects existing and planned Neighborhood
Watch Groups.
* COLLECTIONS - Mitch Drimmer, SNAP Collections, 1 CEU - empower you community
to collect what is owed. Learn how the recent decision of Florida 3rd DCA ruling
affects every association.
* LEGAL UPDATE - 2 CEU (LU) - Scott Newsom, Esq., Becker & Poliakoff.
* ASPHALT 101, Martin Applebaum, Driveway Maintenance - 1 CEU (OPP)
* LANDLORDING IN THE CLOUD, THERE'S AN APP FOR THAT - Paul Howard, Florida Landlord
Network.
* see class times & more info [http://r20.rs6.net/tn.jsp?e=001me4Svb1QbrElFUQPm0Lf-PgAi799ReAfqhKRS5u80gwcwwDGEk6MUhcvxPYcxlARfwhrxYP92w-BkLbuWiEjEs6z7s_LSKVfDeAhym2kfb6ZOEYULIx3QudDHPkbkUF1VC3JB5B9Pk3Ug08KMTY34G7iDCrbLeYD8SehsHd90bdcV2MeC_FwqA==]

Join us at Adam Herbert University Center, UNF [http://r20.rs6.net/tn.jsp?e=001me4Svb1QbrHDLunuJxGFzPrWuOhMAOUk8T9Z902LbDB5beN4bYr5kDh2R1gPja8mHbYWRMfUDu_v83g6SgGE3dwTEmg4jXapqBlDjClFVnSZ1Gnf70op3Xmfnxlyr2juuxjCEw52M8MYBUyYE5nyAQ==].
In case you're not familiar with the Center, it's an inviting facility and parking
is free.

Education & networking should be fun & free!

Feel free to call PM-EXPO with any questions:
904.415.4661
click for map & directions [http://r20.rs6.net/tn.jsp?e=001me4Svb1QbrHDLunuJxGFzPrWuOhMAOUk8T9Z902LbDB5beN4bYr5kDh2R1gPja8mHbYWRMfUDu_v83g6SgGE3dwTEmg4jXapqBlDjClFVnSZ1Gnf70op3Xmfnxlyr2juuxjCEw52M8MYBUyYE5nyAQ==]
SEE YOU ALL AT THE PM-EXPO IN JACKSONVILLE!
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.     

  ===========================================================

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WEEKLY NEWSLETTER
Issue: # 17
April 27, 2013

In This Newsletter
THE HOA/CONDO REFORM BILLS
A DAY OF FUN, EDUCATION + LIVE RADIO SHOW!
Listen To CONDOCRAZE & HOAs
Alzheimer's diagnosis ends case against Hallandale condo kickback defendant
The dogfight between South Florida pet owners, condo associations
Brookridge votes to become 55-and-older community
Disabled Palm Harbor woman sues Highland Lakes for barring her from boat

 ================================================================          

4/26/2013 H7119/CS PASSED THE SENATE AND IS ON THE WAY TO THE GOVERNOR

Florida Homeowner and Condo Owner:$

Today's message is short and very sweet:
The Senate substituted H7119/CS for S580 and voted 37:0 in favor of the bill. Please
see our website for all the details and the wording of the final version.

http://www.hoareformbill.net/index.html [http://r20.rs6.net/tn.jsp?e=001uhYXa876R7HR0Me_9By8itVW5mzKKjDsDvoBa0_JLFpHSu4f3-R6zQpfceNvt65eKQNOjcO02GdZzspZ-ynIiiDtYmZ5AmfJCoBFVOIkSEx2D1eHt8BF-WF1CA6Dxy-HcszRHI9tgmY=]
The bill goes now to Governor Rick Scott, who has 7 days to act on it.
I ask you to please make one concentrated effort to send an e-mail to Governor Rick
Scott asking him to sign H7119 into law! It's a great homeowner-friendly bill that
will help solving many of the problems in homeowners' associations.
His e-mail address:
rick.scott@eog.myflorida.com [mailto:rick.scott@eog.myflorida.com]
IT'S IMPORTANT!
Please make sure that you are sending as well e-mails thanking
Senator Alan Hays (
hays.alan.web@flsenate.gov [mailto:hays.alan.web@flsenate.gov]),
Representative Mike LaRosa (
mike.larosa@myfloridahouse.gov [mailto:mike.larosa@myfloridahouse.gov])
and

Representative Debbie Mayfield (
debbie.mayfield@myfloridahouse.gov [mailto:debbie.mayfield@myfloridahouse.gov])

for their strong support of our cause! Without their help we could have never succeeded!

GET READY FOR PART II NEXT YEAR!

More tomorrow in the WEEKLY NEWS!

Warm Regards,

Jan Bergemann, President

Cyber Citizens For Justice, Inc.



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4/25/2013 Having trouble viewing this email?
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CCFJ BANNER [
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Dear Florida Homeowner and Condo Owner;
Our HOA REFORM BILLS S580 and H7119 made it safely through Second Reading. Both
bills are now identical and are waiting for final votes on House and Senate floor.
We are not quite ready to celebrate yet, but we are getting there.
Please read the final version of S580 (H7119 is identical) by CLICKING HERE [
http://r20.rs6.net/tn.jsp?e=0015JprexHA88_KbnKrRdIRRRKvctvcT8Tn34zogwFfCp99bjRst5RV6XaJINm1PR6eU_wCnk4WOmKp0rncqfbtaUTvPi1h-o9ll_dyvYA065hAR9VBBRpfsHNTqLsuRwSnsyl3ZrTII-cuZtx5eIE3LZukCLJ_p6o04wSpUGUrl52zriuBF2gsTaWiK1ATsko4tPx9EsrOZMc=]!
[
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If all goes as expected we will do the celebrating on Sunday, May 5, at the Hard
Rock Hotel and Casino. Eric Glazer and CONDOCRAZE& HOAspresent a DAY OF FUN, EDUCATION
+ LIVE RADIO SHOW! Lots of good food and entertainment combined with lots of education.
And you can be part of the LIVE RADIO SHOW.
For all the details and the link to register, please go to:
http://www.ccfj.net/CCHEventMay5.htm [http://r20.rs6.net/tn.jsp?e=0015JprexHA88-_JtV3okFA64XdieHi-xEuIQ5l2ap5KHlA4hK5nevdALxiH9Mve0ezDbbk-nzZynrLivI8f3UBDjP9k_RDgI19uXaEF9tkkZWxYXxHGw59zx1pyJAzSb1L]
Don't miss this great event -- and celebrate with us!
SEE YOU THERE!
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.

=============================================================

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WEEKLY NEWSLETTER
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Issue: # 16

April 20, 2013

In This Newsletter

THE HOA/CONDO REFORM BILLS
HOA says no to donated home for fire victims
State sues Collier condo association, alleges discrimination against disabled
Rare dispute within Florida Bar over quickie foreclosures
Senate postpones controversial Citizens vote
Florida Bar files complaint against foreclosure lawyer David Stern

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 4/18/2013   S 580 PASSED FINAL SENATE COMMITTEE
Florida Homeowner and Condo Owner:$

More great news about our HOA Reform Bill S 580 [http://r20.rs6.net/tn.jsp?e=001V4NHnKBK2LNcODv0tHbaMRIBFs7IHkMOjwKQZ9nhlusGg0uaKekbkxXBo7IS4nLb671WaFnr3fpBtvcnK32TY39Yu7L2G3Bm9zmy8xrkZ8gjYg69sxsVujpMhxxInC-za6_h9iVpPMg=].
The bill passed the Senate Committee on Rules. The committee members voted unanimously
for our bill. The bill is now going to the House and Senate floor for a vote.
Please read the latest version of S580 and watch the video of the meeting of the
Senate Committee on Rules at:

http://www.hoareformbill.net/SenCommOnRules.html [http://r20.rs6.net/tn.jsp?e=001V4NHnKBK2LNcODv0tHbaMRIBFs7IHkMOjwKQZ9nhlusGg0uaKekbkxXBo7IS4nLb671WaFnr3fpBtvcnK32TY39Yu7L2G3Bm9zmy8xrkZ8gjYg69sxsVujqmnRIAXsV2DRt1RlQmR4ZdkigVN7qGUw==]

Senator Alan Hays, our champion in the Senate, kept his promises made last Sunday
on CONDOCRAZE & HOA'S. If you didn't listen live to the show, you can listen to
the archived version of the show at:

http://www.hoareformbill.net/MEDIA.html [http://r20.rs6.net/tn.jsp?e=001V4NHnKBK2LNcODv0tHbaMRIBFs7IHkMOjwKQZ9nhlusGg0uaKekbkxXBo7IS4nLb671WaFnr3fpBtvcnK32TY39Yu7L2G3Bm9zmy8xrkZ8ilT5xMxsVrBXFQ-zc_UIuNQfS1hn15vbQ=]

At a meeting of all the so-called "stakeholders" on Tuesday afternoon we were well
represented by Eric Glazer and Richard Pinsky. Senator Hays and Representative LaRosa
defended our proposals and the final wording of the bill was in the end agreed upon
by all parties.
One good laugh during the meeting: Travis Moore, lobbyist for Continental Management,
wanted to make sure that his client would be able to charge the HOAs for filling
out the now required registration form. Let's make sure you understand: The form
in question will be prepared by the DBPR and will contain five simple questions.
A good CAM should know the answers by heart or would get the answers with one click
of the mouse. What does he want to charge? $2? Sometimes you really have to wonder
where some people are coming from.
Another issue definitely worth mentioning: Before the meeting CAI, CAN and CALL,
the lobbying groups of the service providers, who consider owners of property in
community associations their private cash cow, wrote to their fan-clubs, asking
to send e-mails to the senators in opposition to the bill. And some of them actually
followed orders -- without even checking the validity of the reasons for their opposition.
The funny part: During the meeting none of the lobbyists for these groups repeated
these concerns. Sometimes it's really easy to make supporters look stupid -- especially
if you only give them limited information.

So far -- so good! But please keep alert -- predicting what happens in Tallahassee
is like predicting lottery numbers!
I will keep you posted about the progress of our bills!
Please make sure that you thank
Senator Alan Hays (hays.alan.web@flsenate.gov [mailto:hays.alan.web@flsenate.gov])
and
Representative Mike LaRosa (mike.larosa@myfloridahouse.gov [mailto:mike.larosa@myfloridahouse.gov])
for their strong support of our cause!

Warm Regards,

Jan Bergemann, President

Cyber Citizens For Justice, Inc.



============================================================

4/14/2013  Having trouble viewing this email?
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600HOAREFBillBan [http://r20.rs6.net/tn.jsp?e=0011TJUTT8qszJ1tqjkijp7QEQonId7N0o6ZvYSOw8KHGluw-ZooD0ksNtx8XETYfICwxq87qSQelyOoJJO8O_psfqL_GuPHLhQswMmxmjb-lKbAMT0MZ4__g==]
Florida Homeowner and Condo Owner:
We are on the final lap for our HOA Reform Bill S 580 [http://r20.rs6.net/tn.jsp?e=0011TJUTT8qszL8r9IPM3VHFVOcKXi8z2U4iQw2Skj3T0eZrCYVr8e0vPa6h-hgxCEzdBR5MAv_mXgZCw2loFbD90vHNIgTklZqiuDI1MsqkKyCTKukcAS5_QMy-w3n97YWPz9iMDib7WM=]
in the Senate. The bill will have its final committee stop in the Senate on Wednesday.
If you listened to CONDOCRAZEtoday, you heard Senator Hays asking all of us to send
e-mails to the members of the Senate Committee on Rules -- asking them -- short
and sweet -- to vote in favor of S580 on Wednesday.
The committee website
http://www.hoareformbill.net/SenCommOnRules.html [http://r20.rs6.net/tn.jsp?e=0011TJUTT8qszLZGFX27JTPagjiJ7gtlZMZwD9S0Wm5MXsmx9U_etIBOa1zkRphHgLcxOHUMYaHKWmZ8z8zzvp4CdYieQHTTR2hOyWRWBrQO1HFygUrnKOjK3Y4Mq7sYbzHdK56E_h0MFGQAnxhFSerqA==]
gives you all the necessary tools to either send single e-mails to the committee
members -- or a one-click-for-all link to send an e-mail to all committee members
at the same time. EASY GOING! Please do so a.s.a.p. -- it's important! Just write
in the subject line: S580 -- Homeowners' Associations
Senator Hays -- a dentist by profession -- said that a root canal or pulling a tooth
is much less painful for a patient than passing HOA owner friendly legislation.
I will post the archived show on the website as soon as it becomes available. Sen.
Alan Hays made some excellent points!
And if you are at it, please send Senator Alan Hays an e-mail thanking him for all
his efforts on behalf of Florida's homeowners.
His e-mail address: HAYS.ALAN@flsenate.gov [mailto:HAYS.ALAN@flsenate.gov]
Please, pretty please, send these e-mails!
Thank you!
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.

_-------------------------------------------------------------------------------------------------------------------------------__

S 580 + H 7119 HOA REFORM BILLS: WATCH COMMITTEE HEARINGS
4/10/1013

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600HOAREFBillBan [
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 Dear
Florida Homeowner and Condo Owner:$

In case you missed my ALERT yesterday afternoon, here is the more detailed information
regarding yesterday's committee hearings for both House and Senate bill.
House Bill 7119 [
http://r20.rs6.net/tn.jsp?e=001Qa2DJyV94nlevxBiRIXw8IavA4kqerpnntCXTEwoVytsGZ07gigRG1cixnZrvuV_9h1fKrR-QMNyLXCkyFECfkcISkz-FqDIs27_Fp06CwnaVw3flCVZrprvDd7DzMLeDWHyxImi0uA=]:
The House Judiciary Committee passed the bill with flying colors. For the latest
committee substitute and the video of the hearing, please go to
http://www.hoareformbill.net/HouseCommJudiciary.html
[
http://r20.rs6.net/tn.jsp?e=001Qa2DJyV94nmFYqyHwwLwOfQM3Zewi7t0GanuS7eyLLMJQZ12tujEhzYGZpDObHNtyqchNDllvyd5q9zsr17ZZDMEzglYMxoIGDPkFjftJT78jOZm1bDZm0TxgDO68p_S7iglF8S5xKTBfMdyugeeuA==]
Senate Bill 580 [
http://r20.rs6.net/tn.jsp?e=001Qa2DJyV94nlwSd6OsHJofLiZKF1D_aIKKeNBlREfppyy1sEvXIum6cKhL7NBoqwi4CixszMvNDOMltFQa83Ler-pDSi_ZtpsyhTqw0xO-KevIpHMsFY1u61-BlHXnGtN1lbpk6J0xXA=]:
The Senate Committee on Community Affairs voted unanimously in favor of our HOA
Reform Bill.
For the latest committee substitute and the video of the hearing, please go to:
http://www.hoareformbill.net/SenCommCommAffairs.html [http://r20.rs6.net/tn.jsp?e=001Qa2DJyV94nkhz5Y4jKrn_9IxqoriNY-5SkJrhDfsGEWPCcaScahylCMnI5nE3KzHgW2JQqbcwVih1uJwY2GdPw5ds72tFEFLEs11AGO2sTP_GXt8lJRSFgkkm0LHKPNfdS-oOChyM6a7Bt7LGgaxdw==]
It's just amazing: The groups who were fighting us over the years on all these issues,
now want to claim credit for the bills, claiming that they took care that the bills
contain "good public policy"! One word: PATHETIC!
Read my opinion about these ridiculous claims:
http://www.ccfj.net/CCFJCANAlerts.htm [http://r20.rs6.net/tn.jsp?e=001Qa2DJyV94nlCLATTppIsCp88bhnAZuHraD_axLwfISBRzvownkFam7DYaheBXNUmHVBmTQejHL-zeXZaNuusCKWx7LmraeanT5ESrFLx9k2rFLQsgfv05a1OqzT-82Bx]
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc

___________________________________________________________________________________

S 580 + H 7119 PASSED COMMITTEES UNAMINOUSLYDate:

Tue, Apr 09, 2013 3:51 pm To: yourneighbor@ourscs.com

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600HOAREFBillBan [
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$Dear
Florida Homeowner and Condo Owner:$
I am happy to announce that both our bills continued their march through House and
Senate. TODAY WAS A BIG DAY FOR OUR BILLS!
House Bill 7119 [
http://r20.rs6.net/tn.jsp?e=001_JSUUiRfUyDxCaIzUBpf5I-6ohJGow_8VVqHvnoruie0PK9m_G-8mc4u1ilxJ0ZQAIZo1KDjqkSTqF8ZpYAj_9iIVvDbcwNCLTJIjdPH7clF4fo_eUtSsxTt-dyqfffnVet8HeBPMGE=]:
The House Judiciary Committee passed the bill with flying colors. All is well. A
few amendments and we are ready for the next committee stop!
See:
http://www.hoareformbill.net/HouseCommJudiciary.html [http://www.hoareformbill.net/HouseCommJudiciary.html]
Senate Bill 580: [
http://r20.rs6.net/tn.jsp?e=001_JSUUiRfUyBhXfyCK7GduRA_p82wn5Rk7DRIFaC3F6FjpzafbtRtxeOjuy3vxskXU2ru7IIxwvgOvM5VglGVvHUTxpD-w7ee9M9hxYEIMHEo65fkVX_aoy3Xni1IO7yZB_1wJTqe9WU=]
The Senate Committee on Community Affairs voted unanimously in favor of our HOA
Reform Bill. Good going Senator Hays!
See:
http://www.hoareformbill.net/SenCommCommAffairs.html [http://r20.rs6.net/tn.jsp?e=001_JSUUiRfUyDQbNIsxxv3Hr08pQ63bzBXRO3DrKyjPAAl4JtpHhVO5DKgEv2rvRRtqUCiPUp5mXly23XVYVojBp4u5t16ZWm6uoGdJ3-4woyXpaIBs0ccllnu9h9h6rMHzRcTbu5xnHPL2bbB1leIWA==]
More tomorrow on our website. I will post the videos of the hearings as soon as
they become available!
Good going! Thank you Representative Mike LaRosa and Senator Alan Hays!
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.

__________________________________________________________________________     
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WEEKLY NEWSLETTER
Issue: # 14

April 6, 2013

In This Newsletter

THE HOA/CONDO REFORM BILLS
Former West Palm Beach-area condo association head, 86, accused of cashing
checks in personal account
Standoff Ends With Suspect, Two Others Dead
CONDOCRAZE & HOAs
When the 85-year-olds start packing heat, you need a whole new set of condo
rules.
Miami officials say residents of Havana Palms condo complex must leave
Vice chairman of gaming committee rents condo from lobbyist


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~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~$Dear
Florida Homeowner and Condo Owner:$

I am very happy to report that S 580 CS1 [
http://r20.rs6.net/tn.jsp?e=00118oR5yVdsZrysmfdZFuRXfM0jQL66MGEPcjZi1K-5mED6jhe_C3xswhvee3kFyPcDOaSZ2WKrrIwpVmlCBIjiCCWFBmHvGeyRUHRYxRIXtpE4kGXJjAGpAfGqDu3TO7h2aUVbQ-4hFU=]
(merger of S 580 and S 596) passed the Senate Committee on Regulatory agency. We
got nearly everything we wanted from starters, besides a regulatory agency starting
in July. After careful consideration it was decided to build a provision into the
bill that requires all Florida homeowners' associations to register with the DBPR
until November 22, 2013. After the complete data is collected, the legislature will
work during next year's session on a bill creating a full regulatory agency as part
of the Division of Florida Condominiums, Timeshares, and Mobile Homes.
You can watch the video of the Committee hearing at:
http://www.hoareformbill.net/SenCommRI.html [http://r20.rs6.net/tn.jsp?e=00118oR5yVdsZpzlo-PYFE3m0wgqrxqDwa0QiDxP_PXU78HXt-fP17-bxzOE6292Pt6hR5waO5v_A08S0FG8gqISOYzlzCQQsWGaZeU6HNboM0tXLUnW09avjy0lQNf0HBKl9UutcwaRJE=]
From now on our bills to watch will be H7119 (Rep. Mike LaRosa) and S 580 (Senator
Alan Hays).
Let's make no mistake, this bill was created and supported by the members of CCFJ,
Eric Glazer's CondoCraze & HOAs and Ralph Udick and his friends from Lady Lake.
And that is it! We worked really hard to get these bills sponsored in House and
Senate.
Now, that the bills seem to be successful in this year's legislative session, all
the normal "suspects" claim to deserve credit for this bill. CALL (Becker & Poliakoff),
the CAI (Community Association Institute) and CAN (Katzman Garfinkel Berger) want
a piece of the pie.
I got a real great laugh when I read Donna Berger's CAN ALERT today. She must be
pretty desperate for some success story! Don't forget, the bills she cheered for
and supported -- and claimed victory when they passed -- are the foundation for
the court rulings that caused HOAs that took title to delinquent properties to be
treated as the previous purchaser under the statute and thereby ineligible to recoup
delinquent amounts still due and owing from a subsequent owner. Now she wants to
use our bills as a tool to remedy the mistakes she made when supporting the nasty
bills we fought all the way? Get a life!
I have a suggestion for Donna Berger: Go to your favorite legislator, George Moraitis,
who helped creating the mess associations are in now, to clean up the mess you all
created with ill-advised bills.
Yesterday was a great day for homeowners living and owning property in Florida's
mandatory homeowners' associations.
My thanks go to Representatives Debbie Mayfield, Mike LaRosa and Senator Alan Hays
and all their hard-working staff! Thanks for standing up for Florida's homeowners!
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.
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WEEKLY NEWSLETTER
Issue: # 13
March 30, 2013

In This Newsletter

THE HOA/CONDO REFORM BILLS
SEE YOU NEXT WEEK IN DORAL: TOWN HALL MEETING
Fiddler's Creek Homeowner's Association Sues Resident Over Blog Comments
Banks responsible for foreclosure problems
CONDOCRAZE & HOAs
Bimini Bay developer got HOA cash on day of arrest
Two more witnesses cooperating in David Rivera campaign-finance investigation
Extreme home takeover: dubious deeds used to scoop up Dade properties
Colorado legislators propose HOA reform bills

Take care,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.


---------------------------------------------------------------------------------------------------------------------------------  
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WEEKLY NEWSLETTER
Issue: # 12
March 23, 2013
In This Newsletter

THE HOA/CONDO REFORM BILLS
TOWN HALL MEETING IN DORAL
Investor unfairly jacks up homeowner association fees in Leesburg subdivision
Margate Police Officer Makes False Statements to Taxpayers
CONDOCRAZE & HOAs

Boca Quay's HOA bans skateboards,scooters, kids outraged over lack of places
to play
Citizens CEO: Give insurance consumers more choice
Florida's foreclosure rate more than three times the national average
           
3/19/2013 ANOTHER HOA HORROR STORY -- INVESTOR BANKRUPTS HOMEOWNERS
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~$Dear Florida Homeowner and Condo Owner:$

the House Business & Professional Regulation Subcommittee just passed committee
bill PCB BPRS 13-03 -- Homeowners' Associations -- unanimously.
It's a work in progress as Chair Debbie Mayfield said -- and we are working on further
amendments. First big step in the right direction!
More info and details in the next few days!

Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.

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WEEKLY NEWSLETTER

Issue: # 11

March 16, 2013

In This Newsletter

THE HOA/CONDO REFORM BILLS
H 73 -- THE DEVIL IS IN THE DETAIL
Developer accused of stealing residents' utility payments
CONDOMINIUM AND HOMEOWNER ASSOCIATIONS BEWARE: BAD BILLS ARE HERE (H 73
and H 1339)
CONDOCRAZE & HOAs
Presidential politics have nothing on Kings Point condo board race
Banks dawdle in foreclosure court
Tiara condo owners may recoup millions from insurer
Margate Homeowners Association to Recall Board Members for Misfeasance
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~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~


WEEKLY NEWSLETTER
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Issue: # 10

March 9, 2013

In This Newsletter

THE HOA/CONDO REFORM BILLS
HOA debt Florida court weighs using gated-community access to collect HOA
debt
Condo association laws need a Legislative fix
Florida lawmakers to angry voters: We hear you!
CONDOCRAZE & HOAs
Foreclosure-related bills hope to ease housing crisis
Citizens named in class-action suit
West Boynton condo fight over water aerobics class like 'battle of the
titans'
Citizens Property Insurance releases list of internal complaints
      
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~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~$Dear
Florida Homeowner and Condo Owner:$

The Florida legislative session 2013 starts on Tuesday, March 5. Our bills S 580
and S 596 are to be heard in the Senate Committee and Regulated Industries. Please
see:
http://www.hoareformbill.net/ [http://r20.rs6.net/tn.jsp?e=001rm0GV1TWzfTPXj_cUU48QJZdo9_TNuvnv3POU2cyf4D_GP2fgxbw1cKJeaOtpHkRkHL-fVUqlAafa75OflmEC8qWLGZSUvGDejlyCqwVGYKUOcESFkHH9g==]

It is of utmost importance that these two Senate bills will be heard as soon as
possible in this committee.

Central Florida's Senator Kelli Stargel (Lakeland) is the chair of the Senate Committee
on Regulated Industries, the committee where S 580 and S596 will be heard first.
It would be really helpful if you, as her constituent, contact her office by phone
or e-mail (see info below) and ask her to "please add S580 and S596 (Community Associations
-- Sen. Alan Hays) on the agenda of the next meeting of the Committee on Regulated
Industries?" You could add something like: "Like me, many of my neighbors as well
as individuals living in homeowner associations throughout the Florida are following
these bills very closely. Please make these two bills a priority in your Committee
by hearing them as soon as possible."

Here is a general idea for things you could write in your e-mail:

Senator Kelli Stargel;

In my opinion, there is nothing more important impacting the quality of life in
our community than the much needed HOA reform.

It is my understanding that the two pieces of HOA reform legislation SB 580 & SB
596, by Senator Hays will be heard first in your Regulated Industries Committee,
but have not yet been scheduled to be heard.

Like me, many of my neighbors as well as individuals living in homeowner associations
throughout the Florida are following these bills very closely. Please make these
two bills a priority in your Committee by hearing them as soon as possible.

Thank you for your attention to my request and please let me know as soon as you
know a date that SB 580 & SB 596 will be heard.

Here are the contact addresses:

Senator Kelli Stargel (R --Distr. 15)

902 S. Florida Avenue, Suite 101

Lakeland, FL 33803

E-Mail:
stargel.kelli.web@flsenate.gov [mailto:stargel.kelli.web@flsenate.gov]

Legislative Assistant: Rachel Barnes

Barnes.Rachel@flsenate.gov [mailto:Barnes.Rachel@flsenate.gov]

District Phone: (863) 284-4430

District Secretary: Samantha Van Camp

Your help supporting our bills would be very much appreciated! Please contact the
office of Senator Stargel by phone or send an e-mail to Senator Stargel with copy
to her legislative aid Rachel Barnes!

Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

---------------------------------------------------------------------------------------------------------------------------------
WEEKLY NEWSLETTER
Issue: # 9
March 2, 2013
In This Newsletter
THE HOA/CONDO REFORM BILLS
Don't let banks fatten profits at expense of Florida condo associations
Renters, be aware: Foreclosure maneuver affects you
Computer theft puts HOA residents' personal info in unknown hands
CONDOCRAZE & HOAs
Lawmakers contemplate a Floridians-only Citizens
Suspect in Rivera campaign-finance probe to change plea to guilty

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WEEKLY NEWSLETTER
Issue: # 5

February 2, 2013
In This Newsletter
What happens in the legislative session?
ASSOCIATIONS TAKE TITLE TO PROPERTY AFTER FORECLOSURE?
BE CAREFUL WHAT YOU WISH FOR!
South Florida in top 20 for foreclosure deals
Whatever happened to? Marco man, condo reach agreement on service dog
Citizens: New oversight OK, let's shrink smarter
Tie vote on proposed golf redevelopment means anxiety for Century Villagers
Quick Links
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CCFJ FOUNDATION [http://r20.rs6.net/tn.jsp?e=001-j1AQNcDtJBNtxhFYveRvbYx3qT_mu0CX86Y_3JU658l1u2wIVZ79KJj6WNXqaSyQQTogrxWppodLyhSbwJaL9RwVs-S3iZwjCLJbKAGd8FmC1-yP4f_EA==]
HOA/CONDO REFORM BILL 2013 [http://r20.rs6.net/tn.jsp?e=001-j1AQNcDtJBBDpGqL1y5TPb1oRZblny-PPbPPSGSO4t0dZhT1XtLll4O4xrlz_D0M7BQRarDHW3iiKv-UUUfo3xYkl_9DKRiML5TmtJWeuhoFgoGjBdong==]
HOA/CONDO BLOG [http://r20.rs6.net/tn.jsp?e=001-j1AQNcDtJCVKxkw0Sr_uKiHETDeKvkSWNi8Xk3aNnkG5zTOZHdNP8FBt_Yck72oyUEa7etyCc7gEHu1eLr3VnR34JwmR22VvSfjG-_3eArw_qLGPemGLg==]
"Cyber Citizens For Justice, Inc.
------------------------------------------------------------------------------------------------------------------------------

1/19/2013

jan@ccfj.net>

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Click here
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CCFJ BANNER [
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  WEEKLY NEWSLETTER
  Issue: # 3
  January 19, 2013
  In This Newsletter
 
HOA REFORM BILL WEBSITE
Orlando condo to track DNA in crackdown on wayward pet feces
CONDOCRAZE & HOAs
2012 campaign dollars poured into unlimited accounts
Central figure, conspirators in HOA scheme indicted by federal grand jury
Florida, Orlando see dismal foreclosure rankings again
Early support in Florida Senate for expanding early voting
CLICK LINK ABOVE
___________________________________________________________________________________




12/31/2012  ATTENTION
BROWARD, DUVAL, ESCAMBIA, LAKE,
MARION and PALM BEACH COUNTY
http://www.ccfj.net/HOAREFBILLLEGDEL3.html [http://r20.rs6.net/tn.jsp?e=001J0URkt-SlnvRAQDqHwEE3uC9mPSRcBqCsgrQxJo7WI6hNSKOD_0rNwKj7kKHUpRHd2BnyMrWhMKBKLYCnIieS6EWqZVHFuO6IqSNoHjbSKFCF7cJEoO1jbUNm5okqqlefwzljJ5swyo=]
Dear Florida Homeowners,
Many of our members and supporters made already presentations at various County
Legislative Delegation meetings in support of our HOA Reform Bill. It is important
that we ask the local legislators for their support of these very important bills.
In the next few days our members and supporters in Broward, Duval, Escambia, Lake,
Marion and Palm Beach County have the chance to let their legislators know that
their support of our bills is much needed. Here is your chance to see your local
legislators face to face and make sure they understand that they need to support
these bills. The meetings are in your neighborhood -- no need to go all the way
to Tallahassee.
I will be at the meetings in Lake and Marion County. I posted my presentation to
the Volusia County Delegation on the Web -- just in case you need a few talking
points.
http://www.ccfj.net/HOAREFBILLLEGDEL3.html [http://r20.rs6.net/tn.jsp?e=001J0URkt-SlnvRAQDqHwEE3uC9mPSRcBqCsgrQxJo7WI6hNSKOD_0rNwKj7kKHUpRHd2BnyMrWhMKBKLYCnIieS6EWqZVHFuO6IqSNoHjbSKFCF7cJEoO1jbUNm5okqqlefwzljJ5swyo=]
The bills, so far, will contain the following provisions for HOAs and Condos:
1.) Regulatory Agency
2.) Election Regulations
3.) Board Member Certification
4.) Board Member Eligibility
5.) Developer Turnover Control
6.) Prohibit directors from receiving any kind of "kickbacks"
7.) Director's Vote - Conflict of Interest
8.) Removal of directors charged with crimes
9.) Disallow unfair fees for photocopying requested records
10.) Requirement to place association assessments into the court registry as they
come due during the pendency of any foreclosure action by the association.
Believe me, these provisions are really worth fighting for!

We used the recent survey results to work on the draft of two bills that will
address the issues most wanted by the folks who responded to the survey. Now it's
up to you to provide the help needed to get these bills enacted. Power is in numbers
-- meaning we need YOUR HELP! Help by going to the County Legislative Delegation
meetings and by donating to our lobbying fund for the bill. We are planning town
hall meetings in different regions of the state and lots of trips to Tallie during
the legislative session. Believe me, lobbying for such a reform bill doesn't come
cheap. Tallahassee is expensive and far away for most of us!

That's why it's important that you all go to the County Legislative Delegation
meetings in your neighborhood. It's mostly just around the corner -- a great chance
to address the local legislators in your neighborhood.
Please take your time and address your local legislators. Fighting with your HOA
takes a lot longer -- and sure costs a lot more money!
I WISH YOU AND YOUR FAMILIES A HAPPY NEW YEAR! MAY 2013 BE A BETTER YEAR FOR ALL
MEMBERS OF COMMUNITY ASSOCIATIONS!
HAPPY NEW YEAR!
Jan Bergemann, President

Cyber Citizens For Justice, Inc.


------------------------------------------------------------------------------------------------------------------------------
Cyber Citizens For Justice, Inc. News

December 22, 2012
Dear Florida Homeowner and Condo Owner:

many more county legislative delegation meetings took place. Many of our friends
and members made presentations -- and got the attention of their local legislators.
Thank you all who took the time and alerted Florida's legislators that HOA Reforms
are desperately needed. Our bills are making progress in "bill-drafting" and we
hope that the first bill will be published in the very near future. It is of utmost
importance that the bills have a low bill number. The meetings of legislative
delegations of many counties will continue after New Year. I will publish dates,
times and locations in the near future. Let's work hard on making these bills
a success.

OurFlorida HOA & Condo Blog is discussing this week "Year-End Financial Reporting."
Please read and comment. My blog this week is headlined: "THE WAR OVER FINANCIAL
REPORTING!"

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001aocWJgTvmaeDwGO6Rq_asxU_4tcJd-mrF8HDZvYjrIT5zKX5fr3_Jr36I8pajnvgY0CUhqUDuUA5D8KihyevzFqE4FHe2rPBy_ZiRHQb56ApzFlyJsV2vg==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

Happy Holidays to you and your family
from Jan
and my newest family member "Fluffy." She likes typing on my keyboard, but her
spelling isn't quite accurate yet. I hope it will improve when she gets older!
Having fun?
-------------------------------------------------------------------------------------------------------------------------------

12/15/2012 Method 1: The Use Of "bogus" Homeowners AssociationsThe Developer advertises his developments as having a Homeowners Association (HOA). The trusting buyer thinks the Developer is on the up and up and that the HOA is recognized by the State of Florida as a valid HOA and thus his property is protected by Florida Law 720 Homeowners Associations. The Developer can use two methods to avoid protection by FS 720. (1) He can establishes the HOA as a "for-profit corporation" and thus become a "bogus" HOA or (2) He can establishes his HOA as a "not-for-profit corporation' giving it the appearance of a "valid" HOA, but withholding the essential legal powers the HOA must have in order to be protected by FS 720.

Method 2: The Use Of "valid" Homeowners Associations

The Developer incorporates wording into the Controlling Documents (CD) which are attached to the sale of the property, prior to the sale. The wording gives him absolute control of all services in the community which the homeowner must accept without questions. The wording gives him absolute control of fees and fee increases in the community. In addition the wording gives him the special power to lien, and forecloses on a lien if the homeowner refuses to pay his fees. The wording gives him power to impose any type of fee any time for any reason.

The Covenants are used to trump FS 222 Homestead and Exemptions. The CDs are attached to the sale of the property. The FS 222 only takes effect after the sale of the property. The CDs give the Developer special authority to lien and foreclose on a lien. FS 222 specifies four conditions for a valid lien on a Florida homestead.

Method 3: Dubious Advertising

The greedy Developer presents his development as an active retirement community with happy, fun loving people. Mention is made of a Homeowners Association but its function is not explained.

The buyer once seeing the mention of a Homeowners Association is duped into thinking the HOA sets fees, controls the development, and looks after the welfare of homeowners. If he has already experienced an HOA in the past, he thinks he is buying into a "valid" HOA. It is not till much later on he discovers he has been duped by the Developer.

Method 4: Dubious Sales Pitches

The buyer is told by the Sales people that there is an HOA. They may even be given documents which indicate the HOA sets fees and controls operations. There is even mention that after 90% build out the Developer controlled HOA is transitioned to the homeowners in the development. Later on the buyer finds there is no transition, or that the HOA has no legal or financial powers. Some Developers use their voting rights in "valid" HOA’s which may be as high as 9 votes per lot owned, to keep control of the community forever.

The Developer advertises his developments as having a Homeowners Association (HOA). The trusting buyer thinks the Developer is on the up and up and that the HOA is recognized by the State of Florida as a valid HOA and thus his property is protected by Florida Law 720 Homeowners Associations. The Developer can use two methods to avoid protection by FS 720. (1) He can establishes the HOA as a "for-profit corporation" and thus become a "bogus" HOA or (2) He can establishes his HOA as a "not-for-profit corporation' giving it the appearance of a "valid" HOA, but withholding the essential legal powers the HOA must have in order to be protected by FS 720. The Developer incorporates wording into the Controlling Documents (CD) which are attached to the sale of the property, prior to the sale. The wording gives him absolute control of all services in the community which the homeowner must accept without questions. The wording gives him absolute control of fees and fee increases in the community. In addition the wording gives him the special power to lien, and forecloses on a lien if the homeowner refuses to pay his fees. The wording gives him power to impose any type of fee any time for any reason. The Covenants are used to trump FS 222 Homestead and Exemptions. The CDs are attached to the sale of the property. The FS 222 only takes effect after the sale of the property. The CDs give the Developer special authority to lien and foreclose on a lien. FS 222 specifies four conditions for a valid lien on a Florida homestead. The greedy Developer presents his development as an active retirement community with happy, fun loving people. Mention is made of a Homeowners Association but its function is not explained. The buyer once seeing the mention of a Homeowners Association is duped into thinking the HOA sets fees, controls the development, and looks after the welfare of homeowners. If he has already experienced an HOA in the past, he thinks he is buying into a "valid" HOA. It is not till much later on he discovers he has been duped by the Developer. The buyer is told by the Sales people that there is an HOA. They may even be given documents which indicate the HOA sets fees and controls operations. There is even mention that after 90% build out the Developer controlled HOA is transitioned to the homeowners in the development. Later on the buyer finds there is no transition, or that the HOA has no legal or financial powers. Some Developers use their voting rights in "valid" HOA’s which may be as high as 9 votes per lot owned, to keep control of the community forever.

Method 5: Controlling Document Changes

Some Developers may start their development as a "valid" HOA. Since the Developer is in effect the HOA in the beginning, he has the power to change all Controlling Documents. He can remove all the legal powers of a "valid" HOA and replaces those powers with functionary duties such as "social, educational, and cultural" duties. In effect a "valid" HOA cam be changed into a "bogus" HOA and it is thus no longer protected by FS 720.


Method 6: Intimidation

This is one of the favorite methods used by Developers and Development owners. Senior Citizens are particularly intimidated by threats of loss of their homes for which they have saved for all their life. In some instances threats of physical violence have been used to keep homeowners from taking any legal action..

Threats are also made that fees will increase or legal action may be taken by the Developer or Development owner unless the homeowner does what the Developer or Development owner wants. 

Cyber Citizens For Justice, Inc. News 
December 15, 2012
 
----------------------------------------------------------------------------------------------------------------------------
Cyber Citizens For Justice, Inc. News
December 15, 2012
Dear Florida Homeowner and Condo Owner:

lots of County Legislative Delegation Meetings this week -- many well attended.
It's sometimes pretty interesting what various speakers have to "offer." The
Flagler County meeting had lots of fireworks when both sides of "vacation rentals"
presented their side of the story. I would as well be "miffed" if I would live
in a residential community and have suddenly 18 vacationing bikers as neighbors
for a week. Peaceful residential community? Not if they allow vacation rentals!

But it is really important that the local legislators hear from their local constituents
about the problems in community associations. Please attend the Legislative Delegation
meetings in your county. It's mostly around the corner and you have the ear of
all the State legislators in your county. You'll never get a better chance to be
heard.

I have posted the meetings scheduled for next week on this webpage:
http://www.ccfj.net/HOAREFBILLLEGDEL2.html [http://r20.rs6.net/tn.jsp?e=001aLjpE7wgFfvlATDzDEIn91XeTXDOZZrCKISpU8GiL06pUPd6HQDODmavG-UJE0T5gpd_QXYwIA8_wBV1pvjF4we8SJLLFJelZyiI0x5npuHa_FAI3OWU3UwLWiKJfuf8YJhDxIahjcc=]

I posted as well the presentation I made to various county delegations. Please
go there and be heard! Next stop is Tallahassee -- a long way to go for most of
you! I'll go next week to the meeting in Seminole County. The county meetings
will resume after New Year. I'm already working on the details and will let you
know when and where - and how to get on the agenda as a speaker. Sometimes it's
tricky to find out since most of the new legislators haven't posted their contact
addresses yet!

OurFlorida HOA & Condo Blog is discussing this week the new HOA REFORM BILLS to
be filed. Please read and comment. My blog this week is headlined: "HOA REFORM
BILL IMPERATIVE FOR FLORIDA'S ECONOMY!" We are discussing the new bills at today's
meeting in Orlando.

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001aLjpE7wgFfvFwZFHzPCTTkq8zyvHG5-398WkCS3-NiGjIY0TtyL-LvV_5XQOlsWrkjiOBZyBiX2YHbYC8xIz7Vw9wno5vx-ZPW4IRuXlDJECCfIQOA9wtA==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview: Next week we will be discussing "YEAR END FINANCIAL REPORTING" --
another hot topic that often creates fireworks between board members and owners.
Have a great weekend!

Warm Regards,
Jan Bergemann, President

Cyber Citizens For Justice, Inc.

------------------------------------------------------------------------------------------------------------------------------

12/13/2012 ACTION ALERT
IMPORTANT REMINDER
IF YOU LIVE IN CENTRAL FLORIDA, DON'T FORGET TO PARTICIPATE IN THE BOARD CERTIFICATION
SEMINAR AND PANEL DISCUSSION OF THE NEW HOA REFORM BILL:
DATE:SATURDAY, DECEMBER 15, 2012
TIME: 10:00AM to 1:00PM ???
LOCATION: Holiday Inn at Universal Studios in Orlando
5905 South Kirkman Road, Orlando, FL 32819
PANEL MEMBERS:
Eric Glazer, Esq. (Ft.Lauderdale)
Ralph Udick (Lady Lake)
Jan Bergemann (DeLand)
SEE YOU THERE!
IT'S IMPORTANT!
------------------------------------------------------------------------------------------------
ATTENTION
INDIAN RIVER, BROWARD, ORANGE, OSCEOLA, PALM BEACH, SEMINOLE, ST. JOHNS and ST.LUCIE
COUNTY
http://www.ccfj.net/HOAREFBILLLEGDEL2.html [http://r20.rs6.net/tn.jsp?e=001clOfyQmQVX1ctCxi92VrCgIywkHbNhmtVfg8IvEkNeP--HyI3Djh4fRjV83Wr-zgKNPvCrFyX7or-Y1s-3pcDsnob5UsNIVCEdGP_CCnWuLo-gP5kSqaEkGKvFw3g-WKQWQnyxhp4Hw=]
Dear Florida Homeowners,
Next week county legislative delegation meetings are scheduled for Broward, Indian
River, Orange, Osceola, Palm Beach, Seminole, St. Johns and St. Lucie County. Please
click on the link above for more details.
The bills, so far, will contain the following provisions for HOAs:

1.) Regulatory Agency

2.) Election Regulations

3.) Board member Certification

4.) Board member Eligibility

5.) Developer Turnover Control

6.) Prohibit Directors to receive any kind of "kickbacks."

7.) Director's Vote - Conflict of Interest

8.) Removal of directors charged with crimes

9.) Disallow personnel charges for record requests

We used the recent survey results to work on the draft of two bills that will
address the issues most wanted by the folks who responded to the survey. Now it's
up to you to provide the help needed to get these bills enacted. Power is in numbers
-- meaning we need YOUR HELP! Help by going to the County Legislative Delegation
meetings and by donating to our lobbying fund for the bill. We are planning town
hall meetings in different regions of the state and lots of trips to Tallie during
the legislative session. Believe me, lobbying for such a reform bill doesn't come
cheap. Tallahassee is expensive and far away for most of us!

That's why it's important that you all go to the County Legislative Delegation
meetings in your neighborhood. It's mostly just around the corner -- a great chance
to address the local legislators in your neighborhood.
Members of CCFJ attended this week meetings in Brevard, Flagler and Volusia County.
The legislators sure paid attention and listened to what we had to say. I posted
my presentation on the web, together with the detailed invitations for the meetings
scheduled for next week. Even if you miss the deadline to be added to the agenda
as speaker, you can still go to the meeting and speak. You can sign up directly
at the meeting. I was Tuesday at the meetings of Flagler and Volusia County. In
both cases the legislators were very accommodating and even made "last calls!"
So, please attend these meetings in your neighborhood. Going to Tallie is a long
way for most of us.
PLEASE CLICK HERE:
http://www.ccfj.net/HOAREFBILLLEGDEL2.html [http://r20.rs6.net/tn.jsp?e=001clOfyQmQVX1ctCxi92VrCgIywkHbNhmtVfg8IvEkNeP--HyI3Djh4fRjV83Wr-zgKNPvCrFyX7or-Y1s-3pcDsnob5UsNIVCEdGP_CCnWuLo-gP5kSqaEkGKvFw3g-WKQWQnyxhp4Hw=]
Please, make sure that you attend these meetings if you live in these counties.
It's really important that the legislators hear from their constituents. If you
have any questions, please e-mail me at: jan@ccfj.net [mailto:jan@ccfj.net]
or call me at (386) 740-1503.
Please take your time and address your local legislators. Fighting with your HOA
takes a lot longer -- and sure costs a lot more money!
So, help us so we can help you!
There will be a lot more County Legislative Delegation Meetings just after New Year!
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.

--------------------------------------------------------------------------------------------------------------------------------

Dear Florida Homeowners,
If you live in Central Florida, please attend our PANEL DISCUSSION about the new
HOA REFORM BILL that will be filed for the upcoming legislative session in 2013.
The discussion will take place after the end of the official CONDO/HOA
Board Certification Seminar. Please register for the
seminar here:
CCHOACert [http://r20.rs6.net/tn.jsp?e=001fW8BrqHXQ9DbYcEM0CootOvW641ydRUgBi1ty-bvxDg3msp7kvMtLIL5Lk7M52gJcI6VWb2znmNlbXo2IhzPVyTXO1x5JO5io9ctSCimyef7pdcQjgk8qYuEEOOdyZ40nVEeN1Qvq6iGv-OIeZRb6Q==]
PANEL DISCUSSION
DATE: SATURDAY, DECEMBER 15, 2012
TIME: 12 noon to 1:00PM
LOCATION: Holiday Inn at Universal Studios in Orlando
5905 South Kirkman Road, Orlando, FL 32819

PANEL MEMBERS:
Eric Glazer, Esq. (Ft.Lauderdale)
Ralph Udick (Lady Lake)
Jan Bergemann (DeLand)
The bills will contain the following provisions for HOAs:

1.) Regulatory Agency

2.) Election Regulations

3.) Board member Certification

4.) Board member Eligibility

5.) Developer Turnover Control

6.) Prohibit Directors to receive any kind of "kickbacks."

7.) Director's Vote - Conflict of Interest

8.) Removal of directors charged with crimes

9.) Disallow personnel charges for record requests

The bill is about consumer protection and making Florida again attractive for retirees
and snowbirds.
We will discuss the contents of the bill, how it will help associations and owners,
what supporters of the bill can do to help and we will answer any questions you
may have!
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.
VISIT THE WEBSITE:

CCHlogo584 [http://r20.rs6.net/tn.jsp?e=001fW8BrqHXQ9DlhKAhfjFQC9t9n_nnH_fbDNhbpC-iuUfw1hBtpY60yhjseAZpKsR-Mba_7p4vF


------------------------------------------------------------------------------------------------------------------------
Cyber Citizens For Justice, Inc. News

December 8, 2012
Dear Florida Homeowner and Condo Owner:

our HOA/Condo Reform bills are in Tallahassee in "bill drafting" -- in House and
Senate. We will discuss the bills and the planned contents next week on the Florida
HOA&Condo Blog and we will have a panel discussion about the bill at the end of
Eric Glazer's Board Certification Seminar in Orlando on Saturday, December 15.
On the panel: Eric Glazer, Esq, Ralph Udick (Lady Lake) and Jan Bergemann (Deland).
I will send out a special invitation with all the details. We have started the
process and worked hard to find sponsors willing to support our cause. Now it's
up to you and all Florida association members to support bills that really create
reforms and deal with the daily issues of association life. These are consumer-friendly
bills unlike the special interest bills we have seen enacted in the last few years.

Don't forget to visit ourFlorida HOA & Condo Blog. The discussion this week: "Christmas
decorations and lights!" My blog this week is headlined: "It's Christmas time -
time to get in trouble with your association?"

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001JxMI-Uy-YgkF2AsnjFfa3TtiJV4s12RkmJxTOJVqzL3f9HvoyYjXal0ffdvyjcRl0RBiV9bw6jKjP7g1Ywq5j9eB9wMH4ITbRYtNSsG51hme5HVcusU3Uw==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview: Next week we will be discussing the bills to be filed in Tallahassee,
what provisions will be in these bills and how you can help to get these bills
enacted!
Have a great weekend!
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.

-----------------------------------------------------------------------------------------------------
Cyber Citizens For Justice, Inc. News
December 1, 2012
Dear Florida Homeowner and Condo Owner:

our HOA/Condo Reform Bill is taking shape. The bill is in "bill writing" and will
hopefully soon be ready to get published. I am working on a new website to keep
you always informed about the progress of the bill -- and alert you when your
support of the bill is needed. Next on the agenda will be the meetings of the County
Legislative Delegations. I am working on a complete list of all the meetings in
the counties. It is of outmost importance that you go to these meetings in your
neighborhood to ask your local legislators to support our bill. It's much easier
to attend these meetings than going all the way to Tallahassee. I will personally
attend most of these meetings here in Central Florida. More about it in the near
future!

Don't forget to visit ourFlorida HOA & Condo Blog. The discussion about RESERVE
FUNDS is lighting up the bulletin board of our blog website. But the discussion
hinges not so much on the funding of reserves, but the spending of these funds.
The most common complaint: "Our board is spending the reserve funds for other purposes
than intended!" My blog this week is headlined: "RESERVES CAN SAVE YOUR HOME!"

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=0012tOLN397lMuV3HOu-zZDnZgtIwsbtSHiwaoUIecNuo7aiwMRBUZ2Ey0aPLkdZ3d1UZwElXwFKZB01syMU5XxgV7kqgTpyn5SQVFv6Vq2wHJ-uHMGbb_0HQ==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview:Next week we will talk about"HOLIDAY DECORATIONS." Every year the
fight over holiday decorations starts again and fills the headlines of the media.
Should a community association be allowed to tell an owner how little -- or none
-- holiday decoration is reasonable?
Have a great weekend!

Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.
-----------------------------------------------------------------------------------------------------------------------------


Cyber Citizens For Justice, Inc. News
November 24, 2012
Dear Florida Homeowner and Condo Owner:
the results of the HOA REFORM BILL SURVEY are published. No "shocking" results.
The survey showed what we said all along: Owners want consumer protection. If you
haven't looked at the results yet, please go to:
http://www.ccfj.net/CCFJHOASurvCovLet.html [http://r20.rs6.net/tn.jsp?e=0010bjEmchUAgaYnsZou92Uw1262NZC3tzTaZmiktLXyZVUA8FOY5VpwrLp5I32o1dtSuX1xBwo6MnPd_x0Q0bFbUop9q-lgcWP-JfIpbNCn7D9rZdA5QJXi32Z3EjAGO_rSvDFluGaLeI=]
None of the 10 questions asked got an approval rate of less than 84,7%.

Our bill was given to bill-writing in Tallahassee. But if we want to be successful
in the 2013 legislative session, we all need to help convincing our legislators
that this bill is desperately needed to improve Florida's economy again. Florida
needs the steady flow of new retirees and snowbirds coming back to Florida. AZ
and the Carolinas are only too happy to see that Florida fails to create some
much needed consumer protection for community association members!

Don't forget to visit ourFlorida HOA & Condo Blog. It was Thanksgiving Day -- is
there anything owners living in community associations should be thankful for?
My blog this week is headlined: "WHAT SHOULD WE GIVE THANKS FOR?"

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=0010bjEmchUAgZqXQjn9JLOPt8VxsN2QOSvgPvaU8kaEjLAmCo0-RaTd4ZJZhnIThO4EyPnUrYC4qis6lW7sEmCqDu_68IuEg7c3ONlv6z6oIX7tpL-t-xEUQ==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview:Next week we will talk about "Reserve Funds" -- another hot topic
that often leads to "wars" between board members and owners.

Warm Regards,
Jan Bergemann, President

Cyber Citizens For Justice, Inc.
-----------------------------------------------------------------------------------------------------------------------------------

Cyber Citizens For Justice, Inc. News
November 17, 2012

Dear Florida Homeowner and Condo Owner:

elections are over -- more or less -- and we can all go back to our daily lives.
You can even watch the TV networks again without getting bombarded with stupid
campaign ads! After Thanksgiving we can again work on our great project for next
year's legislative session: The HOA/CONDO REFORM BILL.
We are working on the final touches to publishing the results of the HOA Reform
Bill Survey. If all goes according to plan I will publish it on Monday!

Don't forget to visit ourFlorida HOA & Condo Blog. This week's topic discusses
the " education" of board members and owners!
My blog this week is headlined: "EDUCATION SAVES MONEY!"

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001fYpnSnQ6p-J1POKvtKxNAIJukmaXNNafU1_ooUB5Iiob1eMozT9bQ46j7f1BZm0a7kyRg3WawWtfTQIZYnIb-7Ppudqfb9ap42a6AY8C4fEuFKm02S5jbw==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview:Next week we will talk about "What should we give THANKS for -- on
Turkey Day?" Always remember: It could have been much worse!
Have a great Thanksgiving Day!
Warm Regards,
Jan Bergemann, President

Cyber Citizens For Justice, Inc.
-----------------------------------------------------------------------------------------------------------------------------

Show 95

11/16/2012  Tune into Condo Craze and HOA's this Sunday at noon on 850 WFTL where our topics will include:

1. IF YOU THINK THAT THE CONDO LAWS ARE BAD, WAIT UNTIL YOU HEAR WHAT THE HOA LAWS SAY.

2. THE CASE FOR PRE-SUIT MEDIATION BEFORE GOING TO COURT.

3. HOA AND OWNERS WAGE AN 11 YEAR BATTLE OVER GRASS -- AN EXPENSIVE FIGHT. FIND OUT WHO WON.

4. ONE HOA HITS AN OWNER WITH MORE THAN HALF A MILLION DOLLARS IN FINES. CAN THEY DO THAT?



11/3/2012
Dear Florida Homeowner and Condo Owner:

On Monday three weeks are over and I'm on my way back to Florida. I had a great
time, but will be happy to be back home again. Here you have to go shopping when
it's just not raining. Parking isn't easy - and finding an empty spot to park your
car is a science. Often you have to walk quite a bit to get to the store - and you're
wet when it rains.

Please visit our Florida HOA & Condo Blog. This week's issue is one of the hottest
topics in community association discussions: Why is there such a difference between
HOA and Condo law?

My blog is headlined: THE DIFFERENCE BETWEEN HOA AND CONDO LAW - IT'S LIKE NIGHT
AND DAY!

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001886PNDMFt6fLDX2YyIjTYBeOq7U8RPBxcTuYAT06mdpzoSrb4Vn-KNbz9ikRMm0xaIdrce6gu8eeoJjuJxEVGDdYKyYReJd_wVU86sjnlA0csMjyKtIPzQ==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview for next week: Screening and/or rejecting new owners or tenants -
and the necessity to do it correctly! An issue that often leads to lawsuits

Have a great weekend!
Warm Regards,
Jan Bergemann, President

Cyber Citizens For Justice, Inc.


-----------------------------------------------------------------------------------------------------------------------------
Cyber Citizens For Justice, Inc. News
October 27, 2012
Dear Florida Homeowner and Condo Owner:

Hallo from Germany again. Weather is cold - but food is great. Having Fun with my
Mom who turned 90 this week. Glad to hear that the hurricane is not doing too much
damage in Florida.

Please visit our Florida HOA & Condo Blog. This week's topic discusses the always
hot topic of HOA ELECTIONS!

My blog is headlined: "HOA ELECTION LAWS: NOTHING BUT CONFUSION?"

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001AZKttzDuh-Vpdi7fn4VKt9esri51UE0D3KPBEbI6k6NcZiI5Q8uyLyrQ8-QLTkJ9Lup4w5cF5hNuute7EMI833K31Gwg40k6UFHzlIq5AW1oO5mzijxgnw==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview: Next week we will talk about the differences in HOA and CONDO law
- and the nonsense created by these differences! It's pretty obvious that the Florida
legislature is treating homeowners living in HOAs like unwanted stepchildren.

Have a great weekend!
Warm Regards,
Jan Bergemann, President

Cyber Citizens For Justice, Inc.


---------------------------------------------------------------------------------------------------------------------------
Cyber Citizens For Justice, Inc. News

October 13, 2012
Dear Florida Homeowner and Condo Owner:

ATTENTION: I will leave on Monday for Germany for three weeks -- it's my Mom's
90th birthday. I will have Internet connection through my laptop, but telephone
calls are pretty much a no-no. Please send e-mails if you have any important questions
or comments in the next three weeks.

Don't forget to visit ourFlorida HOA & Condo Blog. This week's topic discusses
the question: "How to manage the manager?"
My blog is headlined: "EVALUATE THE MANAGEMENT FIRM BEFORE YOU HIRE THE FIRM!"

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001R6xvgKcMhgsAkKsHbL6USg2UIrWWQ-SqwxBS9yoxDLBwOiCOzMhgMLGLXWDNnA6ORYHoBNbdAtADHVYFTLeBuen_19zFqmClU6Z2L8VmzRHxTA93XmUq6Q==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview: Next week we will talk about: Gates and fences! That's a much bigger
issue than many of you think!
Have a great weekend!
Warm Regards,
Jan Bergemann, President


--------------------------------------------------------------------------------------------------------------------------------
Cyber Citizens For Justice, Inc. News

October 6, 2012
Dear Florida Homeowner and Condo Owner:

First of all I would like to welcome the folks who had subscribed to the C.A.M.P.
2012 Constant Contact list. Since CCFJ, Inc. will take over the lobbying for the
proposed HOA/CONDO bill, the C.A.M.P. 2012 supporters will receive in the future
all CCFJ dispatches. In case you don't want to receive the CCFJ News and Dispatches,
please click the UNSUBSCRIBE link.

Elections are getting closer, more nonsense campaign ads on TV. And in case you
wonder why your ballot has so many pages: It's all there in Spanish as well. I
wonder how these "voters" passed the INS citizens' test if they don't speak or
read English?

Don't forget to visit the Florida HOA & Condo Blog. This week's topic discusses
the question: Who is eligible to serve on an association board. My blog this
week is headlined: "CAN EVERYBODY SERVE ON AN ASSOCIATION BOARD?"

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001zLaC7U5Av0b4eAajeopdPjSGG_Si_tt59GkfgVIWx_gbKJD5JSmtej0WCSk_2SD5XmoM6xTC1UabKxShrTa0IKZnMgZrIFXWpWY6Nj8Jnf_7b11tOn3uwg==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview: Next week we will talk about: Evaluation of a CAM(firm)!

Have a great weekend!
Warm Regards,
Jan Bergemann, President

Cyber Citizens For Justice, Inc.


---------------------------------------------------------------------------------------------------------------------------
Cyber Citizens For Justice, Inc. News

September 22, 2012

Dear Florida Homeowner and Condo Owner:

The Bar is going forward with petitioning the Florida Supreme Court to declare
certain actions of CAMs Unlicensed Practice of Law (UPL). They limited their wish
list, but still want to limit the actions of CAMs. These are the same attorneys
that always ask associations/board members and community association managers
to lobby with them for attorney-friendly legislation. Who needs enemies if you
have such "nice" friends?

In case you haven't filled out your 2012 HOA-CONDO REFORM BILL SURVEY yet, please
click on banner to get to the survey:

SURVBAN600 [http://r20.rs6.net/tn.jsp?e=001ylPvHwCW-rcVlJvDezy7J3FQlCo5Tr52uLfVgrlK25fM5deRQGdo9MDkTW0Kdsib0l4DKg-5UOMzt7jid_n9evGYBtPJHnb8I0giqviWPlM-k-fPWGFTdWm2C9j-44pM]Please
don't send in anonymous responses. This survey is really important for pushing
our bill!

Don't forget to visit the Florida HOA & Condo Blog. This week's topic: Is English
the official language in Florida?
My blog this week is headlined: "ENGLISH IS THE OFFICIAL LANGUAGE OF THE USA
AND FLORIDA: PERIOD!"
Please take a look what the bloggers have to say, read the comments -- and add
any interesting stories and comments you may have.

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001ylPvHwCW-rfbwFyv-186J9gVxgJueKNU4eVl6ISE7IdfKepkjs0VPw3SJdnEpmsSdJTtsVXTBfCUL7eHhn0NzGlHI2ycVx6o2szFPwGPibHt6kXsAJXgzQ==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview: Next week we will talk about violence and shootings in community
associations! You can be sure: It's a hot topic!

Have a great weekend!
Warm Regards,
Jan Bergemann, President

Cyber Citizens For Justice, Inc.

--------------------------------------------------------------------------------------------------------------------------


Cyber Citizens For Justice, Inc. News

September 15, 2012

Dear Florida Homeowner and Condo Owner:

Our fundraiser for Senator Alan Hays on Wednesday in my home went well. Thanks
to all of you who showed up. And thanks as well to all the folks who mailed campaign
donations. Thank you! That's the spirit if we want to achieve our goals!

The deadline for submissions for the survey is September 30.
In case you haven't filled out your 2012 HOA-CONDO REFORM BILL SURVEY yet, please
click on banner to get to the survey:

SURVBAN600 [http://r20.rs6.net/tn.jsp?e=001gI1u9C94eWB7gSoKUh72ikEnfxpNbwbw4cKnlizBQ56fHDFzNdpSZVSFMcUNp7xcv4AyIMTpiN3tDDOOHs54Lt4_J6mMb25c-IlO-eTGt7YvxP9PtAJX2SnpXHaOMpHL]Please
don't send in anonymous responses. This survey is really important for pushing
our bill -- especially since we have an official sponsor for the bill.

Don't forget to visit the Florida HOA & Condo Blog. This week's topic: Elections
and Campaigns!
My blog this week is headlined: ELECTION TIME - HAVE CANDIDATES EVER HEARD THE
WORD "TRUTH"?
Please take a look what the bloggers have to say, read the comments -- and add
any interesting stories and comments you may have.

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001gI1u9C94eWAXRB2qrl_L4JJYTJ8k0QLW2cGnkp0IqapqBcWxabT37pRPGY_A-JNt9cmmeUdI7Md8NXBy-Qh_DMmMEYDb4_r0glPqknk4YBDB1RmjYnzf3Q==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview: Next week we will talk about the languages used in community associations!
You can be sure: It's a hot topic!

Have a great weekend!
Warm Regards,
Jan Bergemann, President

Cyber Citizens For Justice, Inc.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~


--------------------------------------------------------------------------------------------------------------------------
9/8/2012 Dear Florida Homeowner and Condo Owner:

I know it's getting boring, but I still need to send out this reminder:
In case you haven't filled out your 2012 HOA-CONDO REFORM BILL SURVEY yet, please
click on banner to get to the survey:

SURVBAN600 [http://r20.rs6.net/tn.jsp?e=001zM9R3bbWwFWEo6MO9NO0A9lEk5MkRsYodjtMhgY5clNx4hhgB1b1rp2fLXSJ-H2OwFuUarVWyl-lRYcWKAkbBerrpe7YtXgno4UOLUd2x8DAiMN6jgApV29MwNlml8OX]Please
don't send in anonymous responses. This survey is really important for pushing
our bill!

Don't forget to visit the Florida HOA & Condo Blog. This week's topic: Labor Day
week and hard-working board members!
My blog this week is headlined: "A THANK-YOU TO HARD-WORKING BOARD MEMBERS!"
Please take a look what the bloggers have to say, read the comments -- and add any
interesting stories and comments you may have.

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001zM9R3bbWwFXPbdgd6H-Xnrzs4zIN9HLAk8_pZcKSbIo2WZC3jTyp0ZdelwsFh2FgyL_VnWeaHfNhIhpk5DgzsBLozUURtWyQhx4vDJER-t2ELwDnzb3qVQ==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview: Next week we will talk about elections, election campaigns and ..
how many lies will candidates pile on in order to win votes?

Have a great weekend!
Warm Regards,
Jan Bergemann, President

Cyber Citizens For Justice, Inc.
--------------------------------------------------------------------------------------------------------------------------


September 1, 2012

Dear Florida Homeowner and Condo Owner:

IMPORTANT REMINDER: In case you haven't filled out your 2012 HOA-CONDO REFORM BILL
SURVEY yet, please click on banner to get to the survey:

SURVBAN600 [http://r20.rs6.net/tn.jsp?e=001XqS7QNwdMS4g4EhZCs7KH-GxNTiJiMGkNFzr3L2IlsM5bhYrzNkU5fBnAMqVlseC-CqSJswDuImm-13kYmYv-y3yAslo3k1FrOVteXNTdrRdMEulz5V7PFvCpbxCj2dz]Please
don't send in anonymous responses.

Don't forget to visit the Florida HOA & Condo Blog. This week's topic: Who is really
to blame for the whole foreclosure mess?
My blog this week is headlined: AFTER ALL IS SAID AND DONE:THE BANKERS CREATED
THE FORECLOSURE CRISIS!
Please take a look what the bloggers have to say, read the comments -- and add any
interesting stories and comments you may have.

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001XqS7QNwdMS7cSDYkrwaPGcJeLmGKAFFDbzZOHFpPrTikelpr9x8UB_Wh_6fWvZBuMzp-T75yHCbaD5Tiy8_XUc_ljSowbq6hj-eJdUShb0ViLXuRi_YfBg==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview: Next week we will discuss the question: Labor Day -- let's praise
the board members -- the ones that are working hard!
Have a great Labor Day weekend!
Warm Regards,
Jan Bergemann, President

Cyber Citizens For Justice, Inc.


-----------------------------------------------------------------------------------------------------------------------------

August 25, 2012
Dear Florida Homeowner and Condo Owner:

IMPORTANT REMINDER: In case you haven't filled out your 2012 HOA-CONDO REFORM BILL
SURVEY yet, please click on banner to get to the survey:

SURVBAN600 [http://r20.rs6.net/tn.jsp?e=001YnZhvN_JDheCfJoTI77DooJwJI-VZvASIeda5RM3pde8zi2cx4KPWVNZaJMtN6wqR1QLY2mAIU0ED0u13wBo_jXejxl9RTR3mLNDdsEezI3lNxD_f1B3kReePM5UX_hF]Please
don't send in anonymous responses.

Don't forget to visit the Florida HOA & Condo Blog. This week's topic:
Associations are renting out property without being the deeded owners -- yet! Breaking
and entering???
My blog this week is headlined: ""STEALING" PROPERTY WITHOUT HAVING LEGAL POSSESSION?
Please take a look what the bloggers have to say, read the comments -- and add any
interesting stories and comments you may have.

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001YnZhvN_JDhckiOW2feinbheL3Hj8Mw_YUzANQKRFJNAA8MIha908ULZL-5BA-FAWxLRrHpO63xbvEjhCwWEgagJKFtwkxI71_eMj7cGD5yxSIhDGuBzrXw==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview: Next week we will discuss the question: Are banks are the only ones
responsible for the foreclosure mess?

Have a great weekend -- and stay safe from ISAAC!
Warm Regards,
Jan Bergemann, President



08/20/12 Warning about Short Sales

It is advisable to seek the advice of Tax Attorney or CPA before seeking a Short Sale remedy. According to the IRS, forgiveness of debt becomes taxable income to the seller under this condition. This may, when added to your present income increase your tax bracket.



------------------------------------------------------------------------------------------------------------------------------
Cyber Citizens For Justice, Inc. News

August 18, 2012
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Dear Florida Homeowner and Condo Owner:

The PM-Expo in Orlando on Wednesday was a great success. Great turn-out, great
visits. More after the weekend. I need to sort out pictures. Thanks to all of you
who helped and visited.

In case you haven't filled out your 2012 HOA-CONDO REFORM BILL SURVEY yet, please
click on banner to get to the survey:

SURVBAN600 [http://r20.rs6.net/tn.jsp?e=001l2YYCQndIz18_n4mMNEaYCcBmTgd41JUy5q__9phPtJjWINiyNpfPd9G2_iWmW6S7NK0g1qPi1otnkqIv_gW6MNTBPhg01x4XZgLzckPux5jtRbZ96TFsZN8XBAIXphC]

Please don't send in anonymous responses.
Don't forget to visit the Florida HOA & Condo Blog. This week's topic: Water damage,
water bills and water meters!
My blog this week is headlined: "WATER: THE CURSE OF CONDOS?"
Please take a look what the bloggers have to say, read the comments -- and add any
interesting stories and comments you may have.

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001l2YYCQndIz3mx85v4Yv0Wp3ljeWwQEhvDUbQt1OLtqqnFJ6AT70M1UxmXiepYh7fxs5JMyLtiXCXWtRfqR3gXCmuFFGdDWCSOZmdkAE7QG3HOLwp24TcvA==]

CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview: Next week we will talk about associations taking possession of homes
and condos -- without being the deeded owners. Wouldn't that be breaking and entering?

Have a great weekend!

Warm Regards,
Jan Bergemann, President

-----------------------------------------------------------------------------------------------------------------------------
8/11/2012  Dear Florida Homeowner and Condo Owner:

Don't forget next Wednesday, August 15, the PM-Expo in Orlando. See you there! For
more details please see below!

In case you haven't filled out your 2012 HOA-CONDO REFORM BILL SURVEY yet, please
click on banner to get to the survey:

SURVBAN600 [http://r20.rs6.net/tn.jsp?e=001FzjwBxZz2tYjSVPVwJz5GXoxyl0NL-GocRv2VL6imyOOtLr_H436GXmdU0yDJBo8zyo7N7VxDoG9BJGVj8TFozRm1xRobhItyixISlr7ZADPN0S_NfUu2hATbUx53W0z]

Please don't send in anonymous responses.
Don't forget to visit the Florida HOA & Condo Blog.
This week we discussed the "Do-Nothing Board Members." We were talking about the
board members who are not willing to do anything and are just filling the board
seats because they think it lifts their "social standing." Isn't it nice to be
called "Mr. President?"
My BLOG this week was headlined: "Wannabe Mr. President?"
Please take a look what the bloggers have to say, read the comments -- and add any
interesting stories and comments you may have.

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001FzjwBxZz2tY6rdHzW_JfbVJbTDSBtPPFdmE5H_Be4BR_LOEp_hJmQY2weuZToySHG9WdqISPpSb09WA-1RukT7Tx-1ppX0WfWtSBzhqWm8FFcTCkirvN1g==]

CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview: Next week we will talk about WATER in CONDOS! Damages and separate
meters will make an interesting topic.

Have a great weekend!

Warm Regards,
Jan Bergemann, President

Cyber Citizens For Justice, Inc.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~


Show 95

Tune into Condo Craze and HOA's this Sunday at noon on 850 WFTL where our topics will include:

1. Cursing, lying, accusations flying! All about libel and slander suits in our community associations.

2. What areas of the country will be the best to live in and retire to in the next 20 years? You won't believe where Florida ranks.

3. Another week, another arrest for stealing association funds. Find out the latest about one case involving theft from the association that's over 6 years old!

4. Can they really do that? One renter gets an eviction notice after complaining to the Board about raccoons. Find out if she prevailed.

Our Sponsors:

Affinity Logo CCFJ Logo Condo Concepts Logo Allstate Logo

FLCPM Logo Gerstle Logo KW Logo Mack Logo

Rogatinsky Logo Legacy Protection Logo

For further information and to register for our upcoming Board Certification seminars in Orlando, Hollywood and Naples, please visit the show's website at: www.condocrazeandhoas.com and click on the tab.

Call in with your questions or comments, live and on the air, to: 877-850-8585. You can also e-mail us your questions by visiting the show's website at www.condocrazeandhoas.com and clicking on the "e-mail the show" tab. Condo Craze and HOAs will also be streamed live on the internet at www.850wftl.com and you can also listen to the show on your smart phone.

Become a fan of the show on FACEBOOK Find us on Facebook

Click here to participate in our new HOA and Condo Blog

-------------------------------------------------------------------------------------------------------------------------

8/3/2012  Dear Florida Homeowner and Condo Owner:

The 2012 HOA-CONDO REFORM BILL SURVEY is getting more and more responses. Thanks
to all of you who took the five minutes to answer the questions of the survey.
If you haven't sent in your response, please do so. It will give us an idea what
the homeowners really want -- and not what they are told is important -- according
to certain lobbying groups.
Please click on banner to get to the survey:

SURVBAN600 [http://r20.rs6.net/tn.jsp?e=001uRrRhE7SQS2_gZV5I9r660O6nH56QjAv0rzbl6aypRfJFuivbt5JRdnB3jBz4BkQUF00bsSetdw28xqVXJiZF7TfirSR-aJ4coUn1bGiZkcmk0L2y0KlMfPsGDx0YIq9]

Please don't send in anonymous responses. We can't use these responses and it's
just wasting everybody's time.

Don't forget to visit the Florida HOA & Condo Blog.
This week's hot topic: "SLANDER/LIBEL LAWSUITS!"

Interesting issue -- as the many comments show. My BLOG this week was headlined:
"LIBEL/SLANDER LAWSUITS - OR JUST ATTEMPTS TO SHUT UP OPPONENTS?"

Please take a look what the bloggers have to say, read the comments -- and add any
interesting stories and comments you may have.

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001uRrRhE7SQS3yzcx_9t38SN7Ex8pZPd49DbfImeQTeU1qbFP8oszEMv82RpM-7zboHk_lec9OWTUsSMlM34dlicHuXrYBeIZPvAyUWuy9AkD_dVHSb98BUQ==]

CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview: Next week we will discuss "Do-Nothing Board Members." We are talking
about the board members who are not willing to do anything and are just filling
the board seats because they think it lifts their "social standing." Isn't it nice
to be called "Mr. President?"

Have a great weekend!

Warm Regards,
Jan Bergemann, President

Cyber Citizens For Justice, Inc.


----------------------------------------------------------------------------------------------------------------------------
7/28/2012   Dear Florida Homeowner and Condo Owner:

The CCFJ HOME PAGE has a new look -- and I hope it's easier to navigate. Please
check it out!

http://www.ccfj.net [http://r20.rs6.net/tn.jsp?e=001mf4wJ8OZUBQI8YL9aUvgu6LkS5Bh_T-mXAncjxZTOdOzlMGcX8d9PldT6RaN8K79r0eh02tKB3hHc3QgNzgVBz979TFZRFKiuSgujKc9y0k=]

The 2012 HOA-CONDO REFORM BILL SURVEY is getting more and more responses. Thanks
to all of you who took the five minutes to answer the questions of the survey.
If you haven't sent in your response, please do so. It will give us an idea what
the homeowners really want -- and not what they are told is important -- according
to certain lobbying groups.

Please click on banner to get to the survey:
SURVBAN600 [http://r20.rs6.net/tn.jsp?e=001mf4wJ8OZUBR1jd7yozXQppRS0kxZ5TxCwbvkJ4OdIz0TrBB9fbOzD1O0-lUP2vsO1Bwc-r9lYKvE8J5PnvmwfvdXa5mXqXsPrG0DiXfUmh7zH2j2V2y5st86bBKrc2I_]

Please don't send in anonymous responses. We can't use these responses and it's
just wasting everybody's time.

Don't forget to visit the Florida HOA & Condo Blog.
This week's hot topic: "What is more important: Voting for your board president
-- or the President of the USA?"
Interesting issue -- as the many comments show. My BLOG this week was headlined:
"VOTING FOR YOUR WALLET!"

Please take a look what the bloggers have to say, read the comments -- and add any
interesting stories and comments you may have.

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001mf4wJ8OZUBS00ivWAj5LXkj0XM0_gT17fIdB4Rh7DL1PnniBFxGFpGMRBcvz3qwLxj5_OkocKrTO9oSHeTwlk2_hPEfzYSm4Wd1LkyYYEjuw8X_a6HsiOQ==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview: Next week we will discuss "Board members filing Libel/Slander lawsuits
against owners" It's an interesting issue and normally costs the association huge
amounts of money -- and ends nowhere! The big question in the end: Who pays for
all the wasted legal fees?

Have a great weekend!

Warm Regards,
Jan Bergemann, President

Cyber Citizens For Justice, Inc.


------------------------------------------------------------------------------------------------------------------------
July 21, 2012

Dear Florida Homeowner and Condo Owner:

C.A.M.P.2012 published the 2012 HOA-CONDO REFORM BILL SURVEY last Saturday. We have
already received more than 300 responses within the first week. If you haven't sent
in your response, please do so. It will give us an idea what the homeowners really
want -- and not what they are told is important -- according to certain lobbying
groups.
Please click on banner to get to the survey:
SURVBAN600 [http://r20.rs6.net/tn.jsp?e=001Yg0pw3fY6N6FrkeIV6g09bGVUvyQTF_88XGZm4KEvDjMxUqDJur04USeiYQMvp80HWRIeNR-_OQ-eSZoJwjCCLr6pr4Av1uj2y_oC0aTc2eGtIJNrWStdd-eR6oiSEsl]
Please don't send in anonymous responses. We can't use these responses and it's
just wasting everybody's time.
Don't forget to visit the Florida HOA & Condo Blog.
This week's OLDIE BUT GOLDIE: "RECORD REQUESTS!"
Interesting issue -- as the many comments show. My BLOG this week was headlined:
"THE WAR OVER RECORD REQUESTS - IT WILL NEVER END!"
Please take a look what the bloggers have to say, read the comments -- and add any
interesting stories and comments you may have.
HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001Yg0pw3fY6N7GjVHZwEth8RdmobtQ9XnUXeqXOAaQGpdK6WfXDknN2DJ7zspX4FnQPGyGoPRk0bvGfWwWIYmdrI5noWGdyr9fvrPXsl8y3V7qRBG3PVsYhw==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!
As a preview: Next week we will discuss "Installing separate water meters in condos
-- can they do that?" It's an interesting issue and sure saves water! But how about
a membership vote?
Have a great weekend!
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.

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Cyber Citizens For Justice, Inc. News
July 7, 2012
Dear Florida Homeowner and Condo Owner:

Here we go again: The fight over who is lobbying for whom! Never forget: Attorneys
and managers have different interests than associations and owners. One side wants
your money -- the other side wants to protect it. It's that simple. Why would you
want to help the side that is after your money?

Insurance premiums, elections, foreclosures and fraud/embezzlement made the headlines
this week. Even the 4th ofJuly couldn't stop all the ugly headlines. Is this what
Florida is all about?

Don't forget to visit the Florida HOA & Condo Blog.
This week's interesting theme: "EMOTIONAL SUPPORT ANIMALS"
Guest Blogger Maida Genser, President of Citizens FOR Pets in Condos [http://r20.rs6.net/tn.jsp?e=001XXNwtggMmM1B_6UoaQtUFiNlacTQtZ4uPsF2UqPMwT04OfGr8TQEsG50r_GtZZtJSSkL_fhjKraMFH4wc5Gr6PAte3wZCPklI_PCcdpqAYSlF2JqX93-iA==]
headlined her blog: "Emotional Support Animals: Legal but Still Fought."
I can assure you the blog was never as busy as this week -- and the comments kept
coming. PETS are a hot potato -- no doubt about it!
Read the opinions of the bloggers and read the comments -- and add any interesting
stories and comments you may have.

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001XXNwtggMmM24k7v37B299FPKtk6kQy3kAKb_G7YW5F14HE2lscT5fWwyw7xRZsNBI4HDrNv5e_3lVCG72kBI5u29XYzQIgXFiB2tdBf4f0id16MO2Fp98g==]
.

CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

As a preview: Next week we will discuss the attack of the Florida BAR on the Community
Association Managers, trying to prevent the managers from mailing any simple letters
-- claiming it to be Unlicensed Practice of Law. I always wonder why the BAR is
unwilling to clean up their own shop before attacking others. They would be really
busy!

Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.
-------------------------------------------------------------------------------------------------------------------------------------

June 23, 2012
Dear Florida Homeowner and Condo Owner:

Foreclosures and Citizens' Insurance were again making the headlines. And a huge
sinkhole in Hudson scared the neighbors. Gee, sinkhole? If you followed the debates
during this year's legislative session, you heard that sinkholes barely exist. Most
of the claims are fraudulent, pushed by greedy attorneys according to many statements
made by legislators.

The discussion about next year's community association bill is in full swing. If
you listened to CondoCraze & HOAs last Sunday you heard Randy Johnson, candidate
for the House seat of District 55 discussing the necessity of an owner-friendly
bill with Eric Glazer. Florida desperately needs such bill -- not only to protect
owners already living in community associations, but in order to repair Florida's
ugly reputation regarding lack of consumer protection. We need to make Florida attractive
again for retirees and snowbirds from up North. Who wants to live in Fraud Friendly
Florida?

Don't forget to visit the Florida HOA & Condo Blog.
This week's interesting theme: "
OWNER-FRIENDLY COMMUNITY ASSOCIATION BILL"
The headline of my blog this week: "OWNERS IN HOAs NEED BILL OF RIGHTS - DESPERATELY!"
HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001jnovnDxho88VnMSn44kxKU6jwnGs-85xkxK1Xsml_TIzuFs1PhdxbkWJRbJK-uc5UwVAt--11Y_3rAdB3zy7UdWK5SJ0tW-wtwsPOABRYtBZpE_Uc1OYmw==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!
As a preview: Next week we will discuss the legal remedies of Emotional Support
Animals. Make sure you post your comments and ideas under the blogs next week!

Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.
-------------------------------------------------------------------------------------------------------------------------------------

6/18/2012  Dear Florida Homeowner and Condo Owner:

The upcoming elections are making already the headlines. Amazing revelation: More
than 70 of the candidates running for Florida House and Senate are millionaires.
I guess we will not really be represented by our peers? And it seems: Power and
money corrupts -- more money corrupts even more! And the ads we are seeing on TV
are obviously headlined: "Politics for Morons!"Read the opinions of the bloggers
and add your comments -- and any interesting stories you may have.

The number of foreclosure filings is obviously increasing again -- as predicted.
And the foreclosures for small amounts are obviously on the rise again, according
to newspaper reports.

Don't forget to visit the Florida HOA & Condo Blog.
This week's interesting theme: "AMENDMENTS -- Good or Bad?"
The headline of my blog this week: "AMENDMENT - OR PLAIN BREACH OF CONTRACT?"

CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001RvIYDRNkM_DuaQwwr8qp8ImwmuPAtVoNmtBKK46laXkk4LAuXMhnlUbN50RmY0ZS7JJoTIuQzIOQ7hvehfT968yDAcACdRvg1ZSpbtMYws6sv9Vx8rDRbw==]
As a preview: Next week we will discuss the need of an owner-friendly community
association bill. Make sure you post your comments and ideas under the blogs next
week!
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.
-----------------------------------------------------------------------------------------------------------------------------------

5/24/2012 ATTENTION CENTRAL FLORIDA

CCHSemBan380x72 [http://r20.rs6.net/tn.jsp?e=001bhnE_nd0LrhQzDYRwXRH5pcAQ86wKgeL2O3GzzQcj2G2fTNh0IhzHj4tYqZLNgVsJ2Q_jhMNICcR_SYi5-WG8j-vDB3Ubs17FAJFJn9Ll1wWM8mlwBNM1WMF0AZypmbkMJ1ch7CItmf4lyVJkz6yyw==]
Just a reminder for all community association board members and owners in Central
Florida:

The last CondoCraze and HOA seminar before the summer break will held on
Saturday, May 26th 2012 at 9:00 a.m.
at The Holiday Inn at Universal Studios
5905 S Kirkman Rd, Orlando, FL 32819

Please remember, this seminar deals with both issues: CONDOS & HOAs, even if Florida
statutes only require certification for condo board members. The attendance of the
seminar is free and a real nice hot breakfast buffet will be served to the participants.
The next seminar in the Central Florida area will not be held until end of August.
Participants will receive an official certificate of completion, as required by
FS 718.112(2)(d)4.b.
All Florida licensed Community Association Managers who attend will receive 4 continuing
education credits!
Don't miss this last opportunity to attend this interesting seminar before the summer
break.

Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice Inc.

---------------------------------------------------------------------------------------------------------------------------------
5/19/2012  Dear Florida Homeowner and Condo Owner:

Foreclosures, insurance rates and similar issues top the headlines this week! If
you missed it, the PM-Expo in Jacksonville this week was a great success. Great
presentations by experts. I will report about a few things and will share with
you some of the interesting things I saw and learned over the next few weeks! If
you live in Central Florida: The next PM-Expo will be in Orlando in August.

Our blog is getting more and more popular, with good discussions available.
This week's interesting theme: What exactly is a "FAMILY" when it comes to residents
of a home or condo!

The headline of my blog this week:
WHAT IS A "FAMILY"? DEPENDS ON WHO YOU ASK!
Read the opinions of the bloggers and add your comments -- and any interesting stories
you may have.
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!
HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001Ms0iQC2rPXnbQ9t4TJ6KNWXbz0EYVn8i9DVizaqC3u5b5LAau32-ojvYFybJW0hspZnVW9p-YTeGRxq5OL7jedrXaxi_WsOlz7V_Ltm7A7SGcGHgadlx_A==]
As a preview: Next week we will discuss the issues of rule-making and charges for
applications for renters and owners. Do some associations use this as an additional
money-maker.

Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.

----------------------------------------------------------------------------------------------------------------------------------
5/12/2012 Developer tyranny
We have presented Gov. Rick Scott, Attorney General Pam Bondi and State Attorney Brad King with copious documented evidence of four specific criminal acts we believe have been committed by a bad developer in Marion County. The governor and attorney general replied it was not their function to get involved; we should contact one of the myriad state agencies, all of which have no authority to act. The state attorney's reply was that the charges were all civil matters and we should retain a lawyer. Do the governor and attorney general know the responsibility of their offices? How do criminal acts become a civil matter?

In our opinion, we have been denied our 14th Amendment civil right to "equal protection under the law" and must now ask the U.S. Department of Justice to censure the State of Florida and provide relief to over 15,000 Marion County homeowners living under the tyranny of bad developers and bad homeowners' associations.

Hugh Haggerty

Ocala
------------------------------------------------------------------------------------------------------------------------------------
VISIT THE PM-EXPO IN
JACKSONVILLE ON MAY 16, 2012

Dear Florida Homeowners and Condo Owners:
If you live in Northeast Florida, please visit the PM-EXPO in Jacksonville on May
16, 2012 at the Morocco Shrine Center, 3800 St. Johns Bluff Rd. S., Jacksonville,
FL 32224.
CLICK ON BANNER FOR THE DETAILS!
PMJAX600 [http://r20.rs6.net/tn.jsp?e=001XyioWqkMzU_5TzJzYM6QXAvxUsfu2AS3t738DjiV96IONs0fR0bb6Uqop-ZwJCzlUIRTPSVyr--6MsLuc4dj0nOEaUlfismS8ScJeIjS0Jjpx4TstkKhXxD6WivopTJ-]
KNOWLEDGE IS POWER!
The PM-EXPO provides lots of free education, worthwhile listening. Good food and
great prices are available to participants.

Legal questions?
Insurance questions?
You'll find the answers at the PM-EXPO!

Make it a day of fun and education -- and be prepared for future problems in your
community. Sign up and show up -- it's a great event!

Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.
Cyber Citizens For Justice, Inc. News

-----------------------------------------------------------------------------------------------------------------------------------
May 5, 2012
Dear Florida Homeowner and Condo Owner:
I think nearly every community has some folks who think they know it all -- and
are trying to tell everybody how to do things. That goes especially for past presidents
-- or presidents who work really "hard" to stay in POWER. Bad examples are popping
up everywhere.
Foreclosures and collection of unpaid dues are still the No. 1 issue. And the problems
will not go away soon! Read the articles below!
Our blog is getting lots of positive responses -- and many great comments from readers.
Interesting debates are developing.
This week's interesting theme: Should Board Members Be Compensated?Have a great
weekend!
The headline of my blog this week:
Board members want compensation, but do they want responsibility too?
Read the opinions of the bloggers and add your comments -- and any interesting stories
you may have.
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!
HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001F7KRRD0AA4rveSaTG_njY8Nv3LA_cFftdAN6xMW570DsOIXGSBwxBnGPumgd1uIJh16uI1djZVMT3eSJL5jokwE2wAhxs8sugjhVIeOdagN8DIhrVp4PtQ==]
As a preview: Next week we will discuss the issue of the legislature enacting H1013,
the Developer Bail-Out Bill that eliminates all warranties.
I can assure you a very heated discussion! That bill is an insult to every honest
homeowner -- and it will scare away more potential buyers who might have considered
buying property in one of Florida's newer community associations.

Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.

------------------------------------------------------------------------------------------------------------------------------------

4/28/2012  Dear Florida Homeowner and Condo Owner:

Thanks to all of you who helped by sending e-mails in opposition to House Bill 1013
-- dubbed the Developer Bail-Out Bill. Governor Scott's office was flooded with
e-mails. Let's see what he wants to do. Listen to his constituents or special interest.
He has to make a decision latest today. His options: Veto the bill, sign the bill
into law -- or do nothing. That would mean that the bill will become law without
his signature. That's what I call the "Chicken" option.

More lawsuits in Nevada -- this time against HOAs and banks. Some attorneys claim
that HOAs and banks charged investors buying foreclosed property too much money.
Whatever association members do -- they get screwed by some special interest. All
these stories make it pretty obvious why many countries reject the idea of allowing
the association system for communities.

Our blog is getting lots of positive responses -- and many comments from readers.
This week's interesting theme: Management companies.
The headline of my blog this week:
Community Association Managers: "...And lead us not into temptation..."
Read the opinions of the bloggers and add your comments -- and any interesting stories
you may have.
HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=0014sCzQYD8fVc4YoneMQ_uhI6F6CJ9_YqgKo0UpzfOliLVXuJkrnGy0FiT01XPJmOD7PyEu3FaEBiVXfBe2X0aKLEsvnbTkoHpSfTAbxoWuHgxOjIGunI3Ow==]CLICK
ON BANNER TO GO TO THE BLOG WEBSITE!

Have a great weekend!
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.


------------------------------------------------------------------------------------------------------------------------------------
APRIL 22, 2012
AND AGAIN: GOVERNOR RICK SCOTT:
PLEASE VETO H 1013

Dear Florida Homeowners and Condo Owners:
HOUSE BILL 1013 is, according to yesterday's article in the Tampa Bay Times, this
year's bill which received the biggest negative response from consumers. Governor
Scott's office received a digital flood of more than 1,000 emails opposing HB 1013.
By passing a bill that could hit some consumers' pocketbooks and potentially run
afoul of the state's Constitution, the Florida Legislature has aroused a sleeping
giant: Florida's fed-up homeowners associations -- and the owners living in these
associations. Please read the whole article:
http://www.ccfj.net/LEGS12H1013emailblast.html [http://r20.rs6.net/tn.jsp?e=001Qe0fqa7SzxRh3EfzD_wR0gPC7gz0J_BtHP9Ht3ohZw7jUQc7TuvlmdyAsDodB7a22gYTZXXr7r7yhbsFyLxFcWUNdIlKfZ58BjjOHZ9BAmatg2h5ut8W9RSrVfIyoQ8OR8EfsHi0_h10cr6vzXGNIQ==]
If this bill is enacted, developers can create subpar roads and drainage systems,
charge homeowners a lot of money for those items -- and then leave homeowners with
nothing but expensive repairs. No more warranties for faulty construction of common
elements -- and that's retro-active!

The first wave of angry e-mails sure got the attention of Governor Scott. Let's
all get busy and follow up with a second wave of e-mails to make sure he gets the
message:
Don't destroy what little consumer protection is left!
Ask Governor Scott to veto this outrageous bill. See:http://www.ccfj.net/LEGSESS12H1013VETO.html
[http://r20.rs6.net/tn.jsp?e=001Qe0fqa7SzxQtMKd4RO0T9RuLxvnBcZTJ3J3FVXCaxj31L3nCpASai8xCh1xMZSN35ZaeC8frg4eioqwo8V3NwP9Yj3KqY7TgzTSlq45AxsBf5iO9GhwBdmHtCLAZQpK5Vh72CGgXne0=]
This webpage gives you instructions on how to send the e-mail.
No matter if you already sent an e-mail -- or not . No matter if you are a homeowner
or condo owner: We are all in the same boat!
Take the five minutes it may take you to get the e-mail ready to send.
IT'S REALLY IMPORTANT!
Make sure the computers in the Governor's office are flooded with e-mails on Monday
morning!

Florida should not protect developers who want to make a fast buck at the expense
of the homebuyers.
And remember in November not to vote for the legislators who want to ruin our life-style
in exchange for campaign funds.
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.
-------------------------------------------------------------------------------------------------------------------------------------

Cyber Citizens For Justice, Inc. News
April 21, 2012
Dear Florida Homeowner and Condo Owner:

The FORECLOSURE mess is still making the biggest headlines in the media. Don't always
believe all the stories you see in print -- just look at the real numbers. You will
quickly see that all the nice "recovery" stories don't go along with the actual
numbers. You know: Numbers don't lie! Florida's courts are overpowered and the number
of foreclosures is actually increasing -- as predicted. There is still a huge number
of foreclosures to be dealt with -- all the ones that were put on a backburner because
of the robo-signing scandal.
And "Congressman" David Rivera gets away with all his financial shenanigans. According
to the FDLE report he used lots of campaign funds for private purposes. Obviously
he made a great living of it. But, as usual, many loopholes in our laws protect
him from prosecution. It seems that only D-commissioners are getting convicted.
Big bad Republicans in high offices can violate every rule in the book without getting
the well-deserved punishment -- see "Senator" Jim Norman.

And the prosecution of the players in the Nevada construction defect lawsuit scam
continues. More and more players are agreeing to plea bargains -- no matter that
some of the main players turn up dead!

The new Blog website is a huge success. In one week the new website had 1872 visitors
who posted lots of interesting comments.
This week's theme: Neighborhood Watch Problems. My blog:

HOA BEWARE: IT'S "NEIGHBORHOOD WATCH" - NOT "NEIGHBORHOOD SHOOT"!

Read the opinions of the bloggers and add your comments -- and any interesting stories
you may have.

HOABLOGFR600 [

http://r20.rs6.net/tn.jsp?e=001de_TZ_uSmaQrnHJQ6V6WqcAzTqRZCnxzmSjsC0Q8PS3YSz4_YbFY1ofWJmMC9Dps-sbLwPJRitscT7vemROgHwmLZS621w0vlJf3toWz7dNRxV82l2S-5w==]CLICK
ON BANNER TO GO TO THE BLOG WEBSITE!

Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.

----------------------------------------------------------------------------------------------------------------------------------


APRIL 16, 2012
GOVERNOR RICK SCOTT:
PLEASE VETO H 1013
RETRO-ACTIVE RELEASE OF ALL DEVELOPER WARRANTIES

Dear Florida Homeowners and Condo Owners:

HOUSE BILL 1013 is a posterchild for the anti-consumer attitude of the Florida legislature.
If this bill is enacted, developers can create subpar roads and drainage systems,
charge homeowners a lot of money for those items -- and then leave homeowners with
nothing but expensive repairs. No more warranties for faulty construction of common
elements -- and that's retro-active!
If Governor Rick Scott signs this bill into law, only people with a financial death-wish
would buy into a developer-run community. Horror stories about developer fraud and
scams have already ruined Florida's reputation among retirees from up North who
think about relocating to warmer weather. The flow of new retirees moving to Florida
has stopped.
Ask Governor Scott to veto this outrageous bill. See:http://www.ccfj.net/LEGSESS12H1013VETO.html
[http://r20.rs6.net/tn.jsp?e=001JR7F69H5q88RAayIEER8494NppxP9MFOac-G6DhY0ELywibXoGfn_-7GsV3CLQkx8aFQRmXoD6qMC5zh0b0LdLExr5WWxzjz_-P1eQvOvzAlc_UvqswpHqAWmhj2klU8d25uXSlk31A=]
Florida should not protect developers who want to make a fast buck at the expense
of the homebuyers.
And remember in November not to vote for the legislators who want to ruin our life-style
in exchange for campaign funds.
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.
________________________________________________________________________________________


4/15/2012   DID YOU KNOW?
CHAPTER 720.315 EFFECTIVE JULY 1, 2011 ... STATES
Passage of special assessments - Before turnover, the board of directors controlled by the developer may not levy a special assessment unless a majority of the parcel owners OTHER THAN THE DEVELOPER have approved the special assessment by a majority vote at a DULY CALLED SPECIAL MEETING OF THE MEMBERSHIP at which a quorum is present.
 ------------------------------------------------------------------------------------------------------------------------------------


Cyber Citizens For Justice, Inc. News

April 14, 2012
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Dear Florida Homeowner and Condo Owner:

the foreclosure misery and the Zimmerman/Martin shooting are making the headlines
this week. No matter where you go in your newspaper, there are really no positive
news. While the number of new foreclosure filings in other states are decreasing,
Florida "proudly" announces a serious increase in foreclosure filings. But what's
new?

And the Florida BAR gets swamped with complaints about foreclosure attorneys! Wasn't
that to be expected?
The legal pursuit of the players in the Nevada construction defect lawsuit scam
continues, even after 4 of the main players are dead. More plea deals are in the
making. Among them a CAM manager who fled to Florida after the FBI raids.
The new Blog website is a huge success. Many visitors and lots of interesting comments.
Please take a look if you haven't done so yet.
HOABLOGFR600 [http://r20.rs6.net/tn.jsp?e=001mk_QqPm-sEGXFWJ2xg3PfyWWChEQqTGE-mOedzvKvaJSnLgFKqhGQ8utfTWJ5uJ37lTQi3OYgI6MvNEYxPsC92y7A14nEP5PT-9Cao6PerJ9ZrD4W7tebw==]
CLICK ON BANNER TO GO TO THE BLOG WEBSITE!

This week's theme: House Bill 1013. My post today:
HOA DEVELOPER BAIL-OUT BILL: H1013 - NO MORE WARRANTIES!

Read the opinions of the bloggers and add your comments -- and any stories you may
have!

Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.



----------------------------------------------------------------------------------------------------------------------------------
Cyber Citizens For Justice, Inc. News

April 12, 2012

Dear Florida Homeowner and Condo Owner:

I would like to introduce you to our new Florida HOA &Condo Blog. Please visit,
comment -- and let us know what you would like us to blog about.

Since the Orlando Sentinel decided to make their web page accessible to subscribers
only, we felt that a lot of you would be left out reading our Blog. That why we
created this new BLOG Website. We hope you will like this new forum created to exchange
opinions and get the word about issues of interest to all homeowners and condo owners
here in Florida.

From next week on the posting schedule will be Monday, Wednesday and Friday.

This week -- short week since we only launched today -- the posts will be daily.

This week's topic -- very important for all of us -- the discussion about House
Bill 1013 -- the DEVELOPER BAIL-OUT BILL -- a bill if not vetoed by Governor Rick
Scott -- will retroactively remove any warranty requirements for common areas, even
if the developer delivered a defective product.

Eric Glazer started the discussion today with his blog:

THE FLORIDA LEGISLATURE AGAIN PUTS HOA DEVELOPERS AHEAD OF HOA OWNERS

Visit our blog [http://r20.rs6.net/tn.jsp?e=001W_FFDT7Df5KKzgSzzi73WuIQqAgYZohx-1WyZ2_1n2_Dvkl3kRu-rQ_YKvOqIGtjC3mlTKnnifAgVsTY5T3eQQY1vMLhktxEVEEnH92nv6UJVZecl8ozWw==]

Comments are very welcome! Please bookmark the BLOG URL and visit frequently. It
will be a great tool for much needed discussion.

Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.
-------------------------------------------------------------------------------------------------------------------------------------



4/12/2012 Dear Publisher, please consider publishing comment and Eric Glazer's new blog link below. Jan B at CCFJ alerted us last week that a new blog would be forthcoming. Thank you.
Read this! I posted a comment. I believe that IF no warranty of infrastructure is going to be required of developers, then a substantial bond should be required as they exit the community! How about the local building department NOT final approve the roads, drainage, etc. if they are deficient? Our drainage was built by a common workman, no design, no nothing! And as a result, when a heavy rain occurs, many of the yards in Cherrywood flood almost up to the front doors! Thanks, Marion County Bldg. Dept.! And our Legislature, they are a bought and paid for cabal of business lobbyists! We need a sea change in November, let's throw the bums out! Oh, and how about the half-finished pool at Hardwood Trails, 7 years later? Gov. Scott, VETO this Bill 1013! JanL P.S. Will the LAST retiree to leave Florida please turn out the lights??

 
Greetings!


If you already think the Florida Legislature doesn't care about owners in community associations, just wait until you read this! Despite our courts saying that developers of an HOA give owners a warranty as to the condition of their community, The Florida Legislature just passed legislation that takes that warranty away. The bill now awaits the governor's signature.
Please read: "The Florida Legislature Again Puts HOA Developers Ahead of HOA Owners."
I would love to get your thoughts and comments and have you particpate in the blog.
Click here to read our new blog and let us know what you think:
Sincerely,

Eric Glazer
Glazer & Associates PA



--------------------------------------------------------------------------------------------------------------------------------------
Cyber Citizens For Justice, Inc. News

April 7, 2012

Dear Florida Homeowner and Condo Owner:

this week the media was busy with publishing contradicting reports about the Martin/Zimmerman
case. Nothing wrong with self-defense, but was this really a case of self-defense?

The Nevada HOA/Condo construction defect scam investigation continues, even if so
far 4 of the main players are dead. Coincidence? The number of so-called suicides
is getting suspicious!

The Senate redistricting map ended up in the Supreme Court again. Personally, I
don't think much was changed. It's obvious that certain legislators plainly ignore
the will of Florida's voters.
The headline of my Blog this week: MORE LEGISLATIVE NONSENSE: REVOCATION OF VOTING
RIGHTS IN HOAs!
Visit our blog [http://r20.rs6.net/tn.jsp?e=001Hg9nryTiuxQ1L3tAO0c6xrEjtvm6_MMroVB6wtwMjaRJjXT2imiAsS27sAlIx3zG06LSr2X557L0PhWyvWmaWzYd0Ec5LNHocq-5GvvZpB6fIcHE16gJ03fUgtre0fW_vP4ywrI0Br5T7OegLOCxa7KI1yYh3pnkseOkHw29AMg=]
Read the opinions of the bloggers and add your comments -- and any stories you may
have!
Please watch for next week's announcement: Since the Orlando Sentinel digital version
turns into "subscription only", we are getting our own BLOG Website. It's in the
works and should be ready next week!

Happy Easter Egg Hunting!

Warm Regards,

Jan Bergemann, President

Cyber Citizens For Justice, Inc.
---------------------------------------------------------------------------------------------------------------------





Cyber Citizens For Justice, Inc. News

MARCH 31, 2012
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Dear Florida Homeowner and Condo Owner:

it was an interesting week, with the PM-Expo in Punta Gorda the highlight of events.
Great presentations all around. Lots to learn -- very educational. One of the presentations
I attended was made by Mitch Drimmer (AFS) [see below]. Another good option to
collect unpaid dues. Anything that makes money for associations helps in the moment.

The DEBATE between Scott Petersen, Esq., Becker & Poliakoff, Jan Bergemann, CCFJ,
Mark Adamczyk, Esq., Goede & Adamczyk, PLLC and Mark Benson, CAM Advocate featured
three opponents of the Bankers' Bail Out Bill H319 against Scott Petersen from B&P
-- the only one on the panel supporting this bill. In my opinion his arguments in
favor of that bill didn't really have merits. Many of the problems community associations
are facing today were caused by banks and mortgage lenders. Now the bill proponents
wanted to strengthen the protection of these banks against liabilities created by
themselves. I don't think the public really supports more bank bail outs.

Victim No. 4 in the Nevada HOA/Condo investigation. But the number of so-called
suicides is getting suspicious! I'm still waiting that the FBI finally makes the
Florida connection.
The headline of my Blog this week:
HOA and CONDO BOARD MEMBERS:"Power tends to corrupt, and absolute power corrupts
absolutely."
Visit our blog [http://r20.rs6.net/tn.jsp?et=1109654905740&s=2145&e=001PF_6b446ZoAfq_wL_tj0dF0fBuNqmX4HkJJX4ObNmfEjkyKWIwwda9fz42Ccvv3humqY0SuS0llIbl-mI-Q_fvqS1k5cGVKp3fIDY4JLKadtiJ62oFyJeX_KEbsVp4YAvXXO4HDzdyQLotDN63jhuBHP0_JVgh5lvSEx_KcLRzY=]
Read the opinions of the bloggers and add your comments -- and any stories you may
have!

Warm Regards,

Jan Bergemann, President
Cyber Citizens For Justice, Inc.
-----------------------------------------------------------------------------------------------------------------------------------


Cyber Citizens For Justice, Inc. News

MARCH 24, 2012
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Dear Florida Homeowner and Condo Owner:

Maybe it's a good idea if the Florida Supreme Court draws the Senate District maps.
They approved the language for Amendments 5 and 6, the so-called FAIR DISTRICT amendments
.
Remember, the ones Florida's voters approved in the last election? It seems the
Supreme Court is more qualified to interpret the language of these amendments than
the Florida Senate.

As you can see from the articles listed below, FORECLOSURES are still making the
headlines -- and will do so for quite a while to come. With the failure of the
Florida legislature to pass any bills dealing with the financial problems in community
associations caused by unpaid dues and/or foreclosures, boards have to continue
to use the stupid provisions enacted in the last two years by the legislature. I
guess our legislators, in their infinite wisdom, feel that revoking voting rights
and disallowing owners in arrears to use common interest property -- like pools
-- will pay the bills and fill the budget gaps left by unpaid dues. Some of our
legislators even wanted to sell the associations out to the banks, the same banks
that caused the whole disaster in the first place. When will Florida's voters finally
realize that they are voting for the wrong legislators?

The headline of my Blog this week:
CONDO + HOA ASSOCIATION ATTORNEYS: ETHICS PLEASE?
Visit our blog [
http://r20.rs6.net/tn.jsp?et=1109602921665&s=2145&e=001b3PCmyQlC7T2_EHvrVLgTXQK-lC0QFRl08Z3H3VravkZy50dYiGm7JdhB6BD5OUyJNyFDwJQZMAFApYb-uJSS1PQWI1FrvAttxPOvTfcDUrTPrRor3l3lDd0CbVrWYj7HrZ1CFvYan7G02uppJNvTkeLmtpbb4TlQVKCtc4dzrM=]
Read the opinions of the bloggers and add your comments -- and any stories you may
have!

Warm Regards,

Jan Bergemann, President
Cyber Citizens For Justice, Inc.


3/24/2012  SCS - for a history of Spruce Creek South and CHIP, please ...
Scroll down on below page to last five articles:
It is a receipe for what not to do.

3/18/2012   Broken promise

On Sept. 27, 2011, state Rep. Dennis Baxley's legislative committee
promised to help the 15,000 homeowners in Marion County who are
suffering financial oppression by developers and homeowner associations.
Yet, we could find no revisions to FS720 statute regarding homeowners
associations submitted by his committee. The legislative session ended on
March 10, 2012.
 HH
Ocala


3/17/2012  Cyber Citizens For Justice, Inc. News
MARCH 17, 2012
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Dear Florida Homeowner and Condo Owner:

I had on Thursday afternoon a long talk with the new Condo Ombudsman Bruce Campbell,
who visited me in my home. Since Virgil Rizzo he is the first condo ombudsman appointed
who has real knowledge of condominium law. Bruce Campbell worked for many years
as an arbitrator for the DBPR Condo Division and had the reputation of being a fair
arbitrator. I found the conversation we had very helpful and it makes me hope that
the Condo Ombudsman's Office is seeing better days again.
I wish Bruce Campbell good luck in his new job and hope that he can return the Ombudsman's
Office to the good reputation it once had!

This week's topic on the HOA & CONDO Blog in the Orlando Sentinel discusses the
problem of the failure of the legislature to pass any bill to help community associations
in any way. More than 4 million properties are located within condominium associations
and homeowners' associations in Florida. And the situation in many of these communities
is getting worse by the day. But the legislators were more concerned about allowing
to color Easter chicks pink than helping their constituents!
The headline of my Blog this week:
VICTORY -- ILL-ADVISED HOA/CONDO BILL DIED IN THE SENATE
I am still amazed about the claim of CAN (KGB) and CALL (B&P) that the dead community
association bill H319 would have been good for associations. So far both of these
lawyer-lobbying groups have failed to name EVEN ONE provision in this ill-advised
bill proposal that would have helped associations and their owners deal with the
problems caused by unpaid dues and foreclosures.
Visit our blog [

 

 

http://r20.rs6.net/tn.jsp?et=1109547463654&s=2145&e=001gmelClBCRoVGu8TP3QtWAFBLGkxNAl9BSAMFcrmT8Ss0bZLtozOg0vOUvDo26GVv36b_c9kGx_Qx4OkcCVaOOdS4jS3T_sVAJfu47nQymSVEdC0nDydco_NTZqUL0JNImoxWI1sGh4AyDov3RbRtVipu2WvOFtr4LMx4m4-lHaQ=]
Read the opinions of the bloggers and add your comments -- and any stories you may
have!

Warm Regards,

Jan Bergemann, President
Cyber Citizens For Justice, Inc.


March 10, 2012
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

H319/S680 --
BANKERS' BAIL OUT BILL DEAD!

Dear Florida Homeowners and Condo Owners:

STRENGTH IS IN NUMBERS!

CONGRATULATIONS TO ALL OF YOU WHO HELPED FIGHT THIS BAD BILL! THE BILL DIED A WELL-DESERVED
DEATH ON THE LAST DAY OF THE SESSION!
Thank you all for helping to avoid a disaster! This bill was really BAD!

Nothing good for associations/owners can be in any bill that is supported by a coalition
of CAN, CALL, Florida Bankers' Association and Bank of America. But this legislative
session showed who is NOT lobbying for associations/owners!
I hope many board members learned a lesson in who is for them and who is against
them! It sure was a WAKE-UP CALL!
GOOD NIGHT!
.
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~3/10/2012  Dear Florida Homeowner and Condo Owner:

The legislative session ended last night. More about the results next week. Thanks
to all of you who participated in the last ditch e-mail alert effort.

But the legislature has to come back for a special session because the Supreme Court
rejected the Senate Redistricting map -- as expected. The Senate tried to circumvent
amendments 5 + 6 we voters passed last year. More details below in the article about
the court ruling!
This week's topic on the HOA & CONDO Blog in the Orlando Sentinel discusses the
problems of HOA Record Requests. My headline:
HOA Record Requests - Statutes Without Teeth
Visit our blog [http://r20.rs6.net/tn.jsp?et=1109494335730&s=2145&e=001YIfyLdMSH9iLkdOr95CU-skwUW3OeuQ8Hl6iY6R0JWWlB8ZaNOxHcAYYDmEEPD5UVNo86RXUn3hu17_8PhEW6QO1ngj5gZYZxxgzKchkI4ZtZmRSTf6exRjPgUaz4atPOCL9k-ahKjbueaiFVnjJdyfMXSFcx8lTb9TAYa_hju4=]
Read the opinions of the bloggers and add your comments -- and any stories you may
have!

Warm Regards,

Jan Bergemann, President
Cyber Citizens For Justice, Inc.
March 9, 2012
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

CALL TO ACTION:
E-MAIL TO ALL SENATORS
STOP S680 -- BANKERS' BAIL OUT BILL!

Dear Florida Homeowners and Condo Owners:

PLEASE ACT IMMEDIATELY!

S 680 is on today's Special Order Calendar of the Senate. It's the last day of
the session. Senator Bogdanoff wants to amend her bill S680 so it equals H319 --
the Bankers' Bail Out Bill.
The only question here: Should associations/owners pay the legal bills related to
collecting past due assessments, or should the banks be responsible for the damage
they caused? It's YOU or the BANKS. What is it? Do you want to pay again for the
financial problems banks and mortgage lenders caused? Write a fast e-mail to all
SENATORS. ACT NOW! Here is what I wrote to all senators:
------------------------------------------------------------------
Subject: VOTE NO on S 680 -- BANKERS' BAIL OUT BILL
Dear Senators,
Senator Bogdanoff's BANKERS' BAIL OUT BILL S 680 is on today's Special Order Calendar.
The amendments leave you with only one question:
Do you want to strengthen the BAIL OUT OF BANKERS even more?
If you feel that the bankers need even more protection against the liabilities they
created, please vote YES on S680 and the amendments.
If you want to support your constituents and protect them against higher living
expenses caused by ever increasing dues and special assessments, please VOTE NO
on this ill-advised bill.
Thank you!
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.
------------------------------------------------------------------------
Please go to this WEBSITE and you find all the necessary tools!
http://www.ccfj.net/CCFJH319ACTION.htm [http://r20.rs6.net/tn.jsp?et=1109490252032&s=2145&e=001DAdZvIBxuV8qJZ9G3MaySKIuPV4ikf-porWMkZWtMR2QwduWCbEwwwsCtb8EQp6L7epLtQdBaE1Dy0JzrN6Ez0vDzEt5Zv24EJsFFvCgnPv5JHElHRzAhyc3zCjJzFHv0UVyaTs39yE=]

Just scroll down on the above pager and click on the link:

COMPLETE LIST -- above the listing of all senators.

An e-mail form with the e-mail addresses of all senators should pop up!

Please participate in this grassroots effort to kill a bill that is about as anti-owner
as it gets. DO IT NOW! It's really important!

Warm Regards,

Jan Bergemann, President
Cyber Citizens For Justice, Inc.
 


MARCH 3, 2012
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Dear Florida Homeowner and Condo Owner:

The Florida House passed H319 -- after being butchered by Rep. Moraitis. See below
my opinion about the sponsor of the outrageous bill. This bill contains nothing
but more vague wording, complicating and confusing matters even more -- and will
-- make no mistake -- increase the cost for owners of properties located in community
associations. And the banks laugh all the way to the BANK -- at the expense of these
owners who were again betrayed by the members of the Florida House. Let's see if
the senators use a more "common sense" approach.
This week's topic on the HOA & CONDO Blog in the Orlando Sentinel discusses the
problems of bills passed in the legislature: STOP THE INSANITY
Visit our blog [http://r20.rs6.net/tn.jsp?et=1109436257998&s=2145&e=001gjtvTA81nH4WDfLfZrGjvrOQwftY17LkI_HH94kypbfJZBjw0jbQbQAdXp4JHmanol1qo45_CuYb6IheNUWqduibeMKlH2AgA-pJTywJ7FWuLJUiXBQqQHHXkR0AkO-Hyao5gu2apLy_2_DHVpykmjxbrEkzxSjsy6BYBNzltlI=]
Read the opinions of the bloggers and add your comments -- and any stories you may
have!

Warm Regards,

Jan Bergemann, President
Cyber Citizens For Justice, Inc.




March 3, 2012
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

CALL TO ACTION:
E-MAIL TO ALL SENATORS
STOP H319 -- BANKERS' BAIL OUT BILL!

Dear Florida Homeowners and Condo Owners:
Please take 5 minutes of your time to write e-mails to all Florida Senators. The
BANKERS' BAIL OUT BILL was approved by the Florida House and is now waiting to
be moved in the Senate. Stop this nasty bill in its tracks!

Five minutes of your time can save you lots of money in increased association dues
and special assessments, because this bill attempts to bail out the bankers at your
expense -- you will have to pay for the liabilities the banks created.
I have everything prepared to make it easy for you. Please make sure your e-mails
reach the senators latest Monday morning!
Please go to this WEBSITE and you find all the necessary tools!
http://www.ccfj.net/CCFJH319ACTION.htm [http://r20.rs6.net/tn.jsp?et=1109443646334&s=2145&e=001KZdXt2Giv_W3s06enOQtv3FOWMlXZUcoAEZc85rBw6RaoG2pUPDqqHzH450ChHOgzmXen3UqAsSBzdUacU8ut0NfWrjSKbaL8XryVwSfHFXwp6uY9LkTlD8GFLSACrI1fFuYIEGH2pU=]
                
February 27, 2012
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

DISPATCH TO FLORIDA'S LEGISLATORS

Dear Florida Homeowner and Condo Owner:
The dispatch below has just been sent to the Governor and all Florida Senators and
House Representatives. H319 has turned from a good bill into an absolute anti-owner
bill -- by strengthening the Safe Harbor provisions already in existence to some
provisions that legalize election fraud and selective revocation of voting rights.
It is really unbelievable what Representative Moraitis did to the bill he sponsored.
I'm not sure how he can sleep at night considering what he wants to do to the about
4,5 million owners of properties located in community associations in Florida.

Maybe the Senate realizes the serious problems in the House Bill and will use S680
with some changes as a tool to create useful reforms for community associations.

Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

H 319 -- ANOTHER BANKERS' BAIL-OUT BILL

Dear Florida Governor, Dear Lt. Governor, Dear Florida Legislators:

Florida's homeowners and condo owners living in community associations are always
asking: Why do Florida legislators fall over each other trying to protect bankers
against liabilities they created, but when owners ask for much needed legislative
help, they are plainly being ignored?

The latest example: House Bill 319, sponsored by Rep. Moraitis. What started out
as a pretty good bill (as you can see in the still intact companion bill S680)
was destroyed by amendments filed by the sponsor at committee stops. H319 is now
another bail-out bill for bankers and mortgage lenders, who really caused the whole
financial disaster in our community associations. The still paying owners have to
make up for the budget shortfalls caused by the so-called Safe Harbor provisions
protecting banks to the detriment of the owners.

If the banks want strengthened protections against legal fees, they should give
something in return. Quid Pro Quo! Make it just 12 months of unpaid dues and eliminate
the "1% of original mortgage" clause. Why should the owners always carry the financial
burden to pay for the maintenance of the banks' collateral?

The wording of H319 has a lot more flaws, from more or less legalizing election
fraud - owners have no chance to get election documents in 60 days, short of using
armed robbery - and sitting board members can suspend voting rights of foes, but
don't have to suspend voting rights of friends. Is that what our country is all
about?

Why bail out bankers even more?

In case you want to take a look to see why we are seeing more and more foreclosures?
Owners, who fell behind in dues, are getting fleeced. I call it legalized Highway
Robbery.

Look at this example of a SETTLEMENT STIPULATION [http://r20.rs6.net/tn.jsp?et=1109389524046&s=2145&e=001v4rhozzMNfEs0N7QZ0imUwwvfR18lgUKghWiLo4R7dNtt3pTcVwZNZqf06p1fbHOXbaF-d3ukqBDe37QIR_B5vpLPdDCQbSc4Akrj2L6pvNOD_RkmK7-hs5HnspHtqIjJHsyPLdLotWx96MfCSOhsGWYRE8Z5Yabp7t0yPYqrokSl9r0xP_Pj7fKWUiCHATPxJNQwQt4f2E=]I
heard about last Friday. $1,664 in unpaid dues mushroomed to $9,237.43 in total
demand - or foreclosure on home. No Safe Harbor provisions for owners. In this case
the owners even dispute the initial debt, but every time they tried to reason with
the law firm, more legal fees were added. In this case the owners' English isn't
perfect and they don't have the money to hire an attorney to fight for their rights.
But even if the owners are behind in their dues, the question is: Does the punishment
(either pay $9,237.43 or lose the home) fit the crime (failure to pay $1,664 in
association dues)?

Here is our suggestion to save this bill: S680 is still more or less intact as filed
-- without Safe Harbor and other ill-advised changes. Please use S680 in the Senate
version, as of today. Please make two small changes to the wording and you have
a bill that will get you more or less no controversy, but it will earn praise from
nearly everybody, except certain special interests. If H319 were enacted as is,
it will be a very long summer for the sponsors of the bill. When media reports
hit the headlines of newspapers, the bill's sponsors will have to explain why the
provisions in this bill cause so much misery for homeowners and condo owners.

Have a little compassion for the homeowners that got involved in this financial
misery. Don't pass more laws that will create even more financial turmoil for your
constituents. Please pass some laws that will help them to resolve urgent association
problems!

Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

QUICK LINKS

CCFJFOUND150 [http://r20.rs6.net/tn.jsp?et=1109389524046&s=2145&e=001v4rhozzMNfE__oIjVFPVC_GULGy_vQi1OGMIy1qkAN1JLnCjTUWTq1ypdhiid0Byk80OASv6Z_24puh5RIbDrxRY0lIqZ7e-q65tCi5loWTv7EqOuV147xWf8EHJShyl]

CCFJ Inc., Home [http://r20.rs6.net/tn.jsp?et=1109389524046&s=2145&e=001v4rhozzMNfGTp-pBZXk0_PtwKZg5SZOTJPXTGHGDMnTyVBY7aJI1pmVv8tEuUgtxVmkgi7_wvu5S2g6w51SbujUzfSWoccQuIzr3tEb1Ctk=]

CCFJ Foundation [http://r20.rs6.net/tn.jsp?et=1109389524046&s=2145&e=001v4rhozzMNfGrZSU4vHBQ7SO9sXE4O79Xu2Uc6D8QcdNqtaKRbJQgS8BTANhTO-eggeRK-Kvy2h8Tk3-vp6ogzrGqefMlIq0LsZpa27eSoOfsfFZtBd6SPw==]

Latest News [http://r20.rs6.net/tn.jsp?et=1109389524046&s=2145&e=001v4rhozzMNfFIXGD6ihbstBBNWhC1O49BBYd1ah35usjwWhSf-lnl0kvTt5XKP4yT3X9zfu1K5QY5N0wfclRFjlug3BT770Z20LQHeAAr7Psq-v5fT_B_cw==]

Legislative Session [http://r20.rs6.net/tn.jsp?et=1109389524046&s=2145&e=001v4rhozzMNfEt9bF1YjeOM4gZ1pxt0TBwTJc_GNounKZCQvHhh4vxdFjgZHcpwkLQHnCt8Vpy2rtoxk91HpNsC7vLniEtdKcYeDmMSMVpfsB09YSJ5BPwlUt8m-Br1ZJt]

HOA & Condo Blog [http://r20.rs6.net/tn.jsp?et=1109389524046&s=2145&e=001v4rhozzMNfFSxMsYsBtsdyv0MTqdVmWukVYES3NQFw7QBUtobe-R6sBTDefgsvuyCAF8FxwLfQ4BysX-zsoEuavp9XA9nu7PMmtZDU8omsRDoCF0XyfQIM_ugfD5cLjhWs5frDBjFv18VlNFmEiBeoc6S6GYPCYGQz38GclG0u4=]
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

DISPATCH TO FLORIDA'S LEGISLATORS

    

           Cyber Citizens For Justice, Inc. News

FEBRUARY 25, 2012
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Dear Florida Homeowner and Condo Owner:


The Florida legislature is again up to no good for homeowners and condo owners.
H319 -- after being amended by Rep. Moraitis -- contains nothing but more vague
wording, complicating and confusing matters even more. Honestly, legislators like
Moraitis obviously don't care about the welfare of their constituents. Why should
we care about their re-election in November? As long as we vote these kind of legislators
into office we will get fleeced. Don't ever forget, DONNA BERGER'S CAN made Moraitis
the "Legislator of the Year". What a joke!
This week's topic on the HOA & CONDO Blog in the Orlando Sentinel discusses the
problems of record requests in condos. We all need to understand: If the Division
would do its job as stated in FS 718.501 the many problems could be reduced to a
minimum. Please read this week's blog. My BLOG is headlined: CONDO RECORD REQUESTS
- WHAT DO YOU HAVE TO HIDE?
Visit our blog [http://r20.rs6.net/tn.jsp?et=1109378152793&s=2145&e=001MD3uiv9eii-gkd4LrEM9cUnsvuf2gy-ndR25X8CzMJuB9Eec-_Ti3Bhv7Z3d7EdLNszRcANZn9hWBo18hGsX9sADVH7lc2T7R6nI-RJtz4l-Kh_g6uOo8kRYTX-q9syESMBaZQ7heDoYt1Whw5WpYDLW7k0QUFeG311T9EGYJWM=]
Read the opinions of the bloggers and add your comments -- and any stories you may
have!

Warm Regards,

Jan Bergemann, President
Cyber Citizens For Justice, Inc.



2/21/2012        H 319 ON AGENDA
ANOTHER BANKERS' BAIL-OUT BILL
PLEASE WRITE E-MAIL!

Dear Florida Homeowner and Condo Owner:

I urge you to write e-mails to the members of the House Committee on Judiciary immediately.
H319, the community association bill sponsored by Rep. George Moraitis, has turned
into another bail-out bill for bankers and mortgage lenders, at the expense of associations
and still paying owners.
STOP THIS NONSENSE!

If you go to: http://www.ccfj.net/H319JUDICIARY.htm [http://www.ccfj.net/H319JUDICIARY.htm]you
will find a complete list of all committee members and a 1-click link that adds
all their e-mail addresses into your e-mail program. EASY GOING!

I have added a copy of the letter I have sent on the webpage, making it easy for
you to copy or write a similar e-mail.
Please do yourself a favor and write the e-mail. It's YOUR MONEY thee legislators
want to give again to banks and mortgage lenders. Why should you always responsible
to pay for the greed and/or incompetence of the bankers?

TAKE THE FIVE MINUTES TO WRITE THIS E-MAIL. IT COULD SAVE YOU QUITE SOME MONEY!
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.
          
  QUICK LINKS

JoinCCFJblfr172 [http://r20.rs6.net/tn.jsp?et=1109339339299&s=2145&e=001A1ITVYI8HdzBLZMsyVMMVDDCOvkMi8px1Rh_9xItRYSaHnpwpF6nkBVh3Z1pQoR-45_cfDWfhZH96KN01QcSTDcjKDbxqToHZhvQnGGRDkt4kBXCfszDTyAt0FJqiQ-S]

CCFJ, Inc. Home [http://r20.rs6.net/tn.jsp?llr=99asbrdab&et=1107255504466&s=0&e=001438DhJ0T1oLzCAewmYhHLSD2Uzwim-TVOL3s30YYxBaOVIf9hNfaiKUxGR8y2Db41kTSoUgiBjjpG7diSJ_9iADjx9iFCM7KnmGL5fn_tfY=]

CCFJ FOUNDATION Home [http://r20.rs6.net/tn.jsp?t=dr5n7ejab.0.ngdgpdjab.99asbrdab.2145&ts=S0722&p=http%3A%2F%2Fwww.ccfjfoundation.net%2F]

Latest News [http://r20.rs6.net/tn.jsp?llr=99asbrdab&et=1107255504466&s=0&e=001438DhJ0T1oLzCAewmYhHLSD2Uzwim-TVOL3s30YYxBaOVIf9hNfaiKUxGR8y2Db41kTSoUgiBjjpG7diSJ_9iADjx9iFCM7KH61MJ5kUxfYuiNmlzZW6Gw==]

Legislative Session [http://r20.rs6.net/tn.jsp?t=dr5n7ejab.0.lnnr4jhab.99asbrdab.2145&ts=S0722&p=http%3A%2F%2Fwww.ccfj.net%2FCCFJLEGSESS12.htm]
2012 [http://r20.rs6.net/tn.jsp?t=dr5n7ejab.0.lnnr4jhab.99asbrdab.2145&ts=S0722&p=http%3A%2F%2Fwww.ccfj.net%2FCCFJLEGSESS12.htm]

Foreclosure Crisis [http://r20.rs6.net/tn.jsp?llr=99asbrdab&et=1107255504466&s=0&e=001438DhJ0T1oLzCAewmYhHLSD2Uzwim-TVOL3s30YYxBaOVIf9hNfaiKUxGR8y2Db41kTSoUgiBjjpG7diSJ_9iADjx9iFCM7KO3HYl-tmkonpawYI-wSxt6EUkXkNJU_P]

HOA & CONDO BLOG [http://r20.rs6.net/tn.jsp?t=dr5n7ejab.0.u9ur7xiab.99asbrdab.2145&ts=S0722&p=http%3A%2F%2Fwww.orlandosentinel.com%2Fclassified%2Frealestate%2Fblog%2F]

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
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Cyber Citizens For Justice, Inc. | 1156 Tall Oaks Rd. | Deland | FL | 32720




1/18/2012   Dear Florida Homeowner and Condo Owner:

The Florida legislature is again up to no good. When will these legislators ever
understand that they are elected to represent their constituents -- and not the
special interest feeding them with campaign funds? H319 is getting worse by the
day -- and CALL -- the lobbying arm of Becker & Poliakoff is still pushing the
SAFE HARBOR amendments -- in reality doing the bankers' bidding. Nevertheless, they
claim to lobby FOR ASSOCIATIONS. And they want to be taken seriously?

The website of the newly founded CCFJ FOUNDATION, INC. is up and running. If you
haven't visited the new website yet, please click on this banner:
CCFJFOUNDBAN600 [
http://r20.rs6.net/tn.jsp?llr=99asbrdab&et=1109325699626&s=2145&e=001UI3AazCyzZGEYmCqK9Q5g7Pv8_MMpixpXaZrv6DslSfZM2geP9uMlhM4C905tewGfmv17CyaUvJhnVibyUZ_fh9uCjTEWRoaNmrAfPiYvbvYVq3o9DrUy4TuwAdK7Qsm]
This week's topic on the HOA & CONDO Blog in the Orlando Sentinel discusses the
failure of the Florida legislature to create statutes that help community associations
and the members of these associations who are footing the bills. The headline of
my blog this week: HOMEOWNERS AND CONDO OWNERS ARE GETTING PUNISHED BY THE FLORIDA
LEGISLATURE
Visit our blog [
http://r20.rs6.net/tn.jsp?llr=99asbrdab&et=1109325699626&s=2145&e=001UI3AazCyzZGQZitibZ3CGFANqS4qkM8WlewGbXDkyunVMz4YqiQoZ26WvoXhOL-k4aV-cAIi87fGoOxEMr89DXiAWuollzeDabNygYU_wsabPgt8g2Ydz9PdCg-ASxdeJCD5ttn0tbYimpvYtYpuG8nxdMssYMdY3BXJI_ZMEVA=]
Read the opinions of the bloggers and add your comments -- and any stories you may
have!

Warm Regards,

Jan Bergemann, President
Cyber Citizens For Justice, Inc.

February 14, 2012
Dear Florida Homeowner and Condo Owner:

Owners of property in Florida's community associations need help -- no doubt about it. Attempts to create more owner-friendly statutes regulating these associations have failed so far in Tallahassee.

Members of CCFJ, Inc. -- Florida's largest Florida's largest state-wide property owners' advocacy organization -- have created the CCFJ FOUNDATION, Inc. in an attempt to help owners with association problems.

Please read the PRESS RELEASE below to see what we are trying to do!

HAPPY VALENTINE'S DAY!

Warm Regards,

Jan Bergemann, President
Cyber Citizens For Justice, Inc.
FOR MORE INFORMATION PLEASE GO TO THE WEBSITE
CCFJFOUND156

PRESS RELEASE CCFJ FOUNDATION, INC.

Cyber Citizens For Justice is proud to announce the creation of CCFJ FOUNDATION.

Members of Cyber Citizens For Justice, Inc. -- Florida's largest state-wide property owners' advocacy organization -- established CCFJ FOUNDATION, Inc. as a separate organization to provide education, legal assistance and financial aid to property owners within Florida's community associations.

CCFJ FOUNDATION, Inc. is a not-for-profit corporation incorporated under 501(c)(3). Donations are tax deductible.

CCFJ FOUNDATION: OUR MAIN GOALS

  • TO EDUCATE community association members about their rights and obligations.
  • TO HELP owners protect themselves against association abuses.
  • TO PROVIDE legal and financial aidin cases of foreclosures for small amounts of unpaid dues.

For CCFJ FOUNDATION to provide legal and/or financial help, the owners have to meet the following CRITERIA:

  • Mortgage payments for the property must be up-to-date.
  • Property taxes must be up-to-date.
  • After failing to pay small maintenance fees, owners face a big bill from an attorney.

Owners will be selected for assistance on a case-by-case basis.

Florida's sluggish economy and the collapse of the real estate market have imposed an even greater burden on community associations. The failure of the Florida legislature to properly regulate homeowners' associations makes enforcement complicated and often nearly impossible. Families hard hit by the economy lack the money to protect their rights. Retirees are often helpless when bullied by board members and/or community managers who are fully aware that these elderly folks don't have the money to hire expensive legal help to defend their rights.

Florida's legislators are obviously unwilling to provide educational help to about 2.5 million Florida owners in homeowners' associations. We think it's time to show owners their actual rights and obligations. Plus we want to provide ways to right the wrongs -- and to provide help against abuses caused by the lack of laws to protect owners living in all these community associations, whether HOAs or Condos.

CCFJ FOUNDATION, INC. will use your tax-deductible donations and the guidance of pro-owner attorneys to supply some of the education and knowledge that the State of Florida fails to provide. In cases of abuse and threatened foreclosure for small amounts of unpaid dues, CCFJ FOUNDATION, Inc. will offer financial aid.

Your contributions and advice will enable CCFJ FOUNDATION, Inc. to assist many owners. Your support will make a big impact on the folks who really need this specialized assistance, but who are apparently ignored by our legislators and our society.

QUICK LINKS
JoinCCFJblfr172

1/30/2012       50 articles/court cases/opinions re golf problems in Florida
               
http://www.ccfj.net/HOAartFLgolfcurses.htm




1/22/2012

COMMUNITY ASSOCIATIONS AND THE "SUNSHINE LAW"

 

An Opinion By Jan Bergemann 
President, Cyber Citizens For Justice, Inc.

Published January 21, 2012

 

We hear it all the time from owners, board members, community association managers and even attorneys: "You violated the Sunshine Law!"

Let's make one thing very clear: The so-called Sunshine Law is not -- and I repeat NOT -- valid for community association. FS 286.011 -- for example -- describes in detail what kind of entities and elected officials are regulated by the Sunshine Law.

 

In a column written by Amy Schrader, Esq. under the headline "Florida Sunshine Laws for Homeowners Associations" the author goes further on saying that "The state may impose a noncriminal penalty of up to $500 for any HOA board member who violates the Sunshine Law."

 

How can a law be enforced for HOAs if that law is only valid for government agencies? Honestly, I'm at a loss to understand such a statement from an attorney. If that really would be the case, it might be a great solution to fill the State's empty coffers. In my opinion more than 100 board members a day violate the Sunshine Law. If all provision of this law would be valid for HOAs -- the State of Florida would have another steady income if they would impose a $500 fine on each one of them, as Amy Schrader claims to be Florida law. Maybe then the Florida legislature wouldn't have to raid the CONDO TRUST FUND each year and all the money collected from condo owners could be actually used for the purpose intended. (Just kidding!)

 

In my opinion these kinds of statements made by experts (look at the resume of Amy Schrader) only serve to confuse board members and owners even more. Board members and owners need clear statements since most of them lack the background to understand "legalese."

 

What all these experts try to say is that many provisions in FS 718, FS 719, FS 720 and FS 723 are similar to provisions in the Sunshine Law. But similar doesn't mean that the Sunshine Law applies. Only too often we wish that the Sunshine Law really would apply to community associations. Don't forget, the Sunshine Law provides enforcement and penalties -- meaning teeth -- while the community association statutes totally lack any kind of real enforcement. The State of Florida hasn't even created a government agency to regulate homeowners' associations. Even if owners can prove that board members violated the meeting provisions, they have nowhere to go to file a grievance. They could sue -- but then what? 

 

Violations of the record laws in FS 720 carry a penalty of $500, but trying to enforce this penalty is much more expensive (presuit mediation and court cost) than the amount the penalty provides. 

 

In other words, while the Sunshine Law (FS 286) has teeth, the community association statutes are absolutely toothless -- and that is exactly the reason why many board members and community association managers ignore these statutes, knowing full well that a violation of these statutes really carries no penalty.

 

TO MAKE IT VERY CLEAR FOR EVERYBODY:

If board members violate the meeting and open record laws, as contained in the community association statutes, they violate the provisions of these statutes, NOT THE SUNSHINE LAW.




1/22/2012  POSTED ON WWW.OCALA.COM  
Some of the natives are getting restless.
In September, local lawmakers expressed concern about the treatment of homeowners by developers and their inadequate — or nonexistent — services rendered by homeowners associations. Now local advocates for those homeowners are expressing their own discontent that nothing is being done to rectify the problem.

State Rep. Dennis Baxley said that's not the case, but there is concern in Tallahassee about how to proceed.

In a Jan. 12 letter to the Ocala Republican, members of the United Focus Group complained that they were in the dark as to what lawmakers were doing to address their gripes.

United Focus Group is an organization of homeowners primarily from the Cherrywood Estates subdivision in the State Road 200 corridor.

At the delegation's annual meeting in September, some of those residents joined others from the nearby Hardwood Trails community with stories about paying amenities fees that were not spent for their intended purpose and often increased without their consent.

They also said they felt intimidated by the developers that they say manipulate or mismanage their homeowners associations to retain control.

Baxley, in turn, sent a letter on behalf of the delegation to state Attorney General Pam Bondi, asking her to investigate the allegations.
Despite that request, in the recent email, Hugh Haggerty, treasurer of the United Focus Group, expressed disappointment that little had been done to this point. He described the letter as "very weak" and added that it failed to hone in on either the "gravity" or the scope of the situation with scofflaw developers statewide.

"It appears as if the state of Florida has granted developers a ‘carte blanche' to take advantage of Florida's senior citizens," Haggerty wrote.

In follow-up correspondence on Jan. 18, he wrote, "The state of Florida has allowed a monster to be created. It is time to kill the monster by abolishing [homeowners associations] and deliver Florida citizens from financial and legal oppression."

Yet some actions have occurred in recent weeks.

On. Dec. 1, Bondi sent a letter back to Baxley indicating that only the governor could order a special prosecutor or ask the state Supreme Court to seat a statewide grand jury.

Bondi, however, did refer the complaints to the state Department of Business and Professional Regulation.

She also informed Baxley that she would enlist the local offices of Seniors vs. Crime, a state-sponsored volunteer organization that tracks consumer crimes targeting senior citizens, to help field the complaints.

Meanwhile, the Sheriff's Office invited the Florida Department of Law Enforcement to investigate the accusations.

Undersheriff Dan Kuhn, who was at the September meeting and subsequently requested the state's involvement, declined to comment on what might have been uncovered, saying it was an open investigation.

But State Attorney Brad King has in the past viewed these complaints as grounds for civil — and not criminal — action, Kuhn said.

One reason, he added, was that state laws covering homeowners associations lack definite penalties.

"I do think this is an opportunity for the Legislature to define the actions of the developers and say what the penalties are," Kuhn said.

Baxley, in a recent interview, said lawmakers were interested in doing that but were not quite sure how to move forward. That, he suggested, might take some time.

"There is a concern, with the recession, that if we launch some effort that looks like an attack on developers, the legitimate guys will circle the wagons and you won't get at the bad actors you're trying to get," Baxley said.

Yet, he added, "no one's giving up or trying to pass the buck."

Haggerty said in an email Friday he's hopeful the FDLE may act. But he appeared unconvinced that lawmakers would follow through anytime soon.

"The HOA (homeowners association) problem is really big not only in Florida but in many other states. It seems the states are turning a blind eye to the issues being raised. It seems that our constitutional rights are being violated big time and we can do nothing about it," Haggerty said.

"It also appears that the Florida Legislature is protecting the big-time builders' interest, which have a very powerful lobby in Tallahassee," he said.

Contact Bill Thompson at 867-4117 or bill.thompson@starbanner.com.




1/16/2012  SIGN INTO agnews@nyfloridalegal.com The first briefing , "Protecting Floridians/Upholding the Constitution" shows that a large number of public complaints can lead to action from FL Attorney General, Pam Bondi.  FL residents can subscribe to her briefings over the internet.


Weekly Briefing
 "Attorney General Pam Bondi" <agnews@myfloridalegal.com>



1/2/2012  On December 22, 2011 at 7:41 pm janl65 said:
I believe the only solution to the HOA violation of our constitutional rights as property owners as well as our inherent property rights is the repeal of all HOA statutes in every state! “reform” or amending such statutes only makes a bigger mess, witness the State of Florida! A fancy-pants attorney by the name of Dudley located in Tallahassee, FL, it is my understanding, conjured up this outrageous scheme to separate purchasers of properties from their right to peacefully enjoy their home and property, take money from those same owners and thus enrich developers with a stream of cash for doing virtually nothing, which they craftily and fraudulently transfer to their personal enrichment, yes–to provide a “rich and famous” lifestyle! These developers share and compare notes on how to hire crooked lawyers who draft up and file fraudulent documents that flagrantly violate state statutes governing HOAs, yes it’s a lucrative business for these “lawyers”; meanwhile, state legislators who accepted suitcases of “pay to play” contributions from the builder/developer industries who have been raking in billions from this cozy arrangement, fail to write enforcement powers into HOA and condo statutes–they are useless to protect the hapless victims of this powerful, ruthless industry! Got half a mil to take these exploiters to court? Well, that’s what it will take–if you can even FIND a lawyer who isn’t “in the bag” to the developer Industry! This has gone on for decades. All the government players pass your complaints around like a hot potato, and none of the exploiters taking millions of dollars a year from mostly retired folks who THOUGHT they were buying from legitimate, law-abiding builders–found out quite the opposite! The time is now to demand of your state legislators that this RACKET they codified into state statute be repealed! The key is to stick together and bring strong and unrelenting pressure to document the fraud, prosecute the developers and board members cheating owners, and change or eradicate the laws enabling them!
If we have to resort to OCCUPYING state capitols–so be it!



12/28/2011   Dear Publisher, If you would have time this holiday weekend, would you please publish this info on 850 WFTL Condo Craze and HOA's for the 12 noon Sunday show?  AND, best wishes to you and yours for a happy, healthy and prosperous New Year!
           

Tune in to Condo Craze and HOAs this Sunday at noon on 850 WFTL. This week our topics include:

 1. Our top 10 New Year's Resolutions.

  2.  HOA demands that the parents of a child with cerebral palsy remove their child's playhouse.  This one will upset you.

 3.  Can you campaign in English and Spanish?

 4. Suppose your bylaws don't say the exact number of people to serve on the Board and only give a range?

 5. What to do with year-end surplus funds.

  For further information and to register for our Board Certification seminars in Hollywood, Orlando and Palm Beach, please visit the show's website at: www.condocrazeandhoas.com and click on the tab. 

 Call in with your questions or comments, live and on the air, to: 877-850-8585.  Or e-mail us your questions by visiting the show's website at www.condocrazeandhoas.com and clicking on the "e-mail the show" tab. Condo Craze and HOAs will also be


 



1/23/2012  Click www.ccfj.net to view the weekly publication of " Cyber Citizens For Justice, Inc. News. 


1/22/2012

COMMUNITY ASSOCIATIONS AND THE "SUNSHINE LAW"

 

An Opinion By Jan Bergemann 
President, Cyber Citizens For Justice, Inc.

Published January 21, 2012

 

We hear it all the time from owners, board members, community association managers and even attorneys: "You violated the Sunshine Law!"

Let's make one thing very clear: The so-called Sunshine Law is not -- and I repeat NOT -- valid for community association. FS 286.011 -- for example -- describes in detail what kind of entities and elected officials are regulated by the Sunshine Law.

 

In a column written by Amy Schrader, Esq. under the headline "Florida Sunshine Laws for Homeowners Associations" the author goes further on saying that "The state may impose a noncriminal penalty of up to $500 for any HOA board member who violates the Sunshine Law."

 

How can a law be enforced for HOAs if that law is only valid for government agencies? Honestly, I'm at a loss to understand such a statement from an attorney. If that really would be the case, it might be a great solution to fill the State's empty coffers. In my opinion more than 100 board members a day violate the Sunshine Law. If all provision of this law would be valid for HOAs -- the State of Florida would have another steady income if they would impose a $500 fine on each one of them, as Amy Schrader claims to be Florida law. Maybe then the Florida legislature wouldn't have to raid the CONDO TRUST FUND each year and all the money collected from condo owners could be actually used for the purpose intended. (Just kidding!)

 

In my opinion these kinds of statements made by experts (look at the resume of Amy Schrader) only serve to confuse board members and owners even more. Board members and owners need clear statements since most of them lack the background to understand "legalese."

 

What all these experts try to say is that many provisions in FS 718, FS 719, FS 720 and FS 723 are similar to provisions in the Sunshine Law. But similar doesn't mean that the Sunshine Law applies. Only too often we wish that the Sunshine Law really would apply to community associations. Don't forget, the Sunshine Law provides enforcement and penalties -- meaning teeth -- while the community association statutes totally lack any kind of real enforcement. The State of Florida hasn't even created a government agency to regulate homeowners' associations. Even if owners can prove that board members violated the meeting provisions, they have nowhere to go to file a grievance. They could sue -- but then what? 

 

Violations of the record laws in FS 720 carry a penalty of $500, but trying to enforce this penalty is much more expensive (presuit mediation and court cost) than the amount the penalty provides. 

 

In other words, while the Sunshine Law (FS 286) has teeth, the community association statutes are absolutely toothless -- and that is exactly the reason why many board members and community association managers ignore these statutes, knowing full well that a violation of these statutes really carries no penalty.

 

TO MAKE IT VERY CLEAR FOR EVERYBODY:

If board members violate the meeting and open record laws, as contained in the community association statutes, they violate the provisions of these statutes, NOT THE SUNSHINE LAW.




1/22/2012  POSTED ON WWW.OCALA.COM  
Some of the natives are getting restless.
In September, local lawmakers expressed concern about the treatment of homeowners by developers and their inadequate — or nonexistent — services rendered by homeowners associations. Now local advocates for those homeowners are expressing their own discontent that nothing is being done to rectify the problem.

State Rep. Dennis Baxley said that's not the case, but there is concern in Tallahassee about how to proceed.

In a Jan. 12 letter to the Ocala Republican, members of the United Focus Group complained that they were in the dark as to what lawmakers were doing to address their gripes.

United Focus Group is an organization of homeowners primarily from the Cherrywood Estates subdivision in the State Road 200 corridor.

At the delegation's annual meeting in September, some of those residents joined others from the nearby Hardwood Trails community with stories about paying amenities fees that were not spent for their intended purpose and often increased without their consent.

They also said they felt intimidated by the developers that they say manipulate or mismanage their homeowners associations to retain control.

Baxley, in turn, sent a letter on behalf of the delegation to state Attorney General Pam Bondi, asking her to investigate the allegations.
Despite that request, in the recent email, Hugh Haggerty, treasurer of the United Focus Group, expressed disappointment that little had been done to this point. He described the letter as "very weak" and added that it failed to hone in on either the "gravity" or the scope of the situation with scofflaw developers statewide.

"It appears as if the state of Florida has granted developers a ‘carte blanche' to take advantage of Florida's senior citizens," Haggerty wrote.

In follow-up correspondence on Jan. 18, he wrote, "The state of Florida has allowed a monster to be created. It is time to kill the monster by abolishing [homeowners associations] and deliver Florida citizens from financial and legal oppression."

Yet some actions have occurred in recent weeks.

On. Dec. 1, Bondi sent a letter back to Baxley indicating that only the governor could order a special prosecutor or ask the state Supreme Court to seat a statewide grand jury.

Bondi, however, did refer the complaints to the state Department of Business and Professional Regulation.

She also informed Baxley that she would enlist the local offices of Seniors vs. Crime, a state-sponsored volunteer organization that tracks consumer crimes targeting senior citizens, to help field the complaints.

Meanwhile, the Sheriff's Office invited the Florida Department of Law Enforcement to investigate the accusations.

Undersheriff Dan Kuhn, who was at the September meeting and subsequently requested the state's involvement, declined to comment on what might have been uncovered, saying it was an open investigation.

But State Attorney Brad King has in the past viewed these complaints as grounds for civil — and not criminal — action, Kuhn said.

One reason, he added, was that state laws covering homeowners associations lack definite penalties.

"I do think this is an opportunity for the Legislature to define the actions of the developers and say what the penalties are," Kuhn said.

Baxley, in a recent interview, said lawmakers were interested in doing that but were not quite sure how to move forward. That, he suggested, might take some time.

"There is a concern, with the recession, that if we launch some effort that looks like an attack on developers, the legitimate guys will circle the wagons and you won't get at the bad actors you're trying to get," Baxley said.

Yet, he added, "no one's giving up or trying to pass the buck."

Haggerty said in an email Friday he's hopeful the FDLE may act. But he appeared unconvinced that lawmakers would follow through anytime soon.

"The HOA (homeowners association) problem is really big not only in Florida but in many other states. It seems the states are turning a blind eye to the issues being raised. It seems that our constitutional rights are being violated big time and we can do nothing about it," Haggerty said.

"It also appears that the Florida Legislature is protecting the big-time builders' interest, which have a very powerful lobby in Tallahassee," he said.

Contact Bill Thompson at 867-4117 or bill.thompson@starbanner.com.




1/16/2012  SIGN INTO agnews@nyfloridalegal.com The first briefing , "Protecting Floridians/Upholding the Constitution" shows that a large number of public complaints can lead to action from FL Attorney General, Pam Bondi.  FL residents can subscribe to her briefings over the internet.


Weekly Briefing
 "Attorney General Pam Bondi" <agnews@myfloridalegal.com>



1/2/2012  On December 22, 2011 at 7:41 pm janl65 said:
I believe the only solution to the HOA violation of our constitutional rights as property owners as well as our inherent property rights is the repeal of all HOA statutes in every state! “reform” or amending such statutes only makes a bigger mess, witness the State of Florida! A fancy-pants attorney by the name of Dudley located in Tallahassee, FL, it is my understanding, conjured up this outrageous scheme to separate purchasers of properties from their right to peacefully enjoy their home and property, take money from those same owners and thus enrich developers with a stream of cash for doing virtually nothing, which they craftily and fraudulently transfer to their personal enrichment, yes–to provide a “rich and famous” lifestyle! These developers share and compare notes on how to hire crooked lawyers who draft up and file fraudulent documents that flagrantly violate state statutes governing HOAs, yes it’s a lucrative business for these “lawyers”; meanwhile, state legislators who accepted suitcases of “pay to play” contributions from the builder/developer industries who have been raking in billions from this cozy arrangement, fail to write enforcement powers into HOA and condo statutes–they are useless to protect the hapless victims of this powerful, ruthless industry! Got half a mil to take these exploiters to court? Well, that’s what it will take–if you can even FIND a lawyer who isn’t “in the bag” to the developer Industry! This has gone on for decades. All the government players pass your complaints around like a hot potato, and none of the exploiters taking millions of dollars a year from mostly retired folks who THOUGHT they were buying from legitimate, law-abiding builders–found out quite the opposite! The time is now to demand of your state legislators that this RACKET they codified into state statute be repealed! The key is to stick together and bring strong and unrelenting pressure to document the fraud, prosecute the developers and board members cheating owners, and change or eradicate the laws enabling them!
If we have to resort to OCCUPYING state capitols–so be it!



12/28/2011   Dear Publisher, If you would have time this holiday weekend, would you please publish this info on 850 WFTL Condo Craze and HOA's for the 12 noon Sunday show?  AND, best wishes to you and yours for a happy, healthy and prosperous New Year!
Show 95

Tune in to Condo Craze and HOAs this Sunday at noon on 850 WFTL. This week our topics include:

 1. Our top 10 New Year's Resolutions.

  2.  HOA demands that the parents of a child with cerebral palsy remove their child's playhouse.  This one will upset you.

 3.  Can you campaign in English and Spanish?

 4. Suppose your bylaws don't say the exact number of people to serve on the Board and only give a range?

 5. What to do with year-end surplus funds.

  For further information and to register for our Board Certification seminars in Hollywood, Orlando and Palm Beach, please visit the show's website at: www.condocrazeandhoas.com and click on the tab. 

 Call in with your questions or comments, live and on the air, to: 877-850-8585.  Or e-mail us your questions by visiting the show's website at www.condocrazeandhoas.com and clicking on the "e-mail the show" tab. Condo Craze and HOAs will also be streamed live on the internet at www.850wftl.com and you can also listen to the show on your smart phone.

 Become a fan of the show on FACEBOOK    

 

 

11/17/2011     Good source of information for SCS homeowners

Tune in to Condo Craze and HOAs this Sunday at noon on 850 WFTL. This week our topics include:

 1. Welcome our guest, Milena Macias, President of The Community Association Member Party.  Learn what legislative changes are being demanded on behalf of condominium and HOA owners throughout the state.  For more information, visit: www.camp2012.net.


20184
11-15-2011  Dear Publisher, would it be possible to publish the below press release in ourscs?  Thank you



 Please read email below then click on
http://www.camp2012.net/LegDelMeetOCALA.html
to read

MEETING OF THE LEGISLATIVE DELEGATION OF MARION COUNTY

September 27, 2011 

At the bottom of the page you can click to read the
actual presentations made.


11/16/2011   FOR IMMEDIATE RELEASE

CONTACT: Milena Macias
PHONE:305-725-0530

 

"CAMP 2012 GOES TO TALLAHASSEE"

Fort Lauderdale, Florida

  

Dear A. Leigh   

Community Association Membership Party 2012 (CAMP 2012) announced today its effort to establish the organization as a consumer voice in Florida's capital. For many years the members of condominium and homeowners' associations statewide have needed a voice. Now CAMP 2012 has retained the law firm Akerman Senterfitt as their lobbying and government relations consultant.

Milena Macias, an attorney in Florida and in New York, serves as President of CAMP 2012. Macias recognizes that the issues and legislation that affect community association living are initiated and debated in the Florida legislature. However, those debates have been influenced mostly by industry insiders, with little or no input from the condominium unit owners and homeowners themselves.

"CAMP 2012's mission is to make sure that lawmakers hear from the actual residents that live in mandatory community associations in order to better understand the impact of the bills being considered and the effect they will have upon the residents, not just the association itself," stated Macias.

One of CAMP 2012's main objectives will be to achieve equal treatment for owners living in associations. "Currently, unit owners in a condominium association have greater access to consumer protection help than those residing in homeowners' associations. We hope to remedy that." said Macias. In addition, CAMP 2012 would like to see a greater emphasis placed upon the education and training of association members that volunteer to serve on their association boards. 

Through the help of Akerman Senterfitt, CAMP 2012 hopes to become a consumer protection "fixture" in the halls of the state capitol when it comes to advocating for homeowners and condominium unit owners throughout Florida.

Macias remarked, "The only way to improve the economy is to spur revitalization of the real estate market in Florida. If prospective homeowners and real estate investors have confidence that consumer protection safeguards are in place to protect their investment decisions, real estate values will climb. That will mean a much needed boost to the local economy

 

CAMP 2012 hopes to unite condominium unit owners and homeowners from all areas of Florida.


Milena Macias invites all interested condominium unit owners and homeowners living in mandatory homeowner associations to contact her at milena@camp2012.net and to follow the events at www.camp2012.net

19316
10/26/2011  Dear Publisher, Hugh Haggerty represents United Focus Group for many homeowners in Cherrywood/Ocala.  Ralph Udick is on the board of C.A.M.P. 2012  (Community Association Member Party) which is formed to focus exclusively on amendments/improvements to FS 720.   Ralph is also fighting an ongoing legal battle for homeowner rights at Harbor Hills (pls see his letter to Sen Hays dated 10/24). Both Cherrywood and Harbor Hills  experience HOA injustices - similar to SCS.  Would also mention Jan Bergeman, who is President of Cyber Citizens for Justice, (CCFJ) and CCFJ edu.  CCFJ, CCFJ.edu, United Focus/Cherrywood and C.A.M.P. are published on ourscs.com - thanks to you. 
 
Most SCS residents, including me, have not been privy to earlier mediation, decisions made nor opportunity for input.  I feel blessed to have found the above strong advocacy groups and their leaders from whom I am learning much. We are also blessed to have your democratic website for sharing  information with our neighbors. 




10/26/2011  Dear Publisher, SCS mediation group was apparently told "loophole in FL law and everything is legal, nothing can be done."  There is a whole lot that can be done -  advocacy groups are moving the above issue forward.   
 
The "infamous" loophole is explained in last paragraph of Ralph's letter on 1st page. "What is most disturbing and the reason I am seeking your help .... judge has ruled .... that FL Chapter 720 does not apply to Harbor Hills (Ralph's home community) BECAUSE OUR HOA WAS INCORPORATED IN 1989 BEFORE THE STATUTORY REGULATION OF HOA UNDER FL CHAPTER 720. The judge has ruled our declarations in the governing documents (ie Deed Restrictions, Articles of Incorp, Bylaws) TRUMP FL 720 BECAUSE OF THE CONSTITUTIONAL PROHIBITIONS AGAINST STATUTORY CONTRACT IMPAIRMENT."  
 
SCS was also incorporated as HOA in 1989 and if SCS were to initiate a lawsuit - the judge would again rule that SCS governing docs - our declarations - take precedence over provisions of FL 720.  This was ruled in Ralph's case.
 
The reason all the advocacy groups are working together is to get the FL legislative to amend FL 720 so that we will have the same protections as other HOA which were incorporated when FL 720 was passed.  Ralph's "Brief History... " lists how FL 720 evolved over the years and is worthy of reading to fully understand 720. (Please note that Ralph is not an attorney.)
 
The advocacy groups made presentations to the Marion County Delegation of state senators and representatives.  The Delegation was appalled by the machinations of developers who control some HOA's.  Delegation voted to send a letter to Attorney General Pam Bondi - asking for special prosecutor and grand jury to investigate our allegations.  The advocacy groups are also asking for our Senator Hays help to get legislature to seriously examine and change FL 720 to protect us. 
 
This is real progress for all HOA's in trouble, including SCS.  The more HOA residents who write to Gov Scott and to Pam Bondi (sample letters on your page 4), the better the chances we will get action.   A letter writing campaign by SCS residents would skyrocket us into more and more attention of the politicos (who are supposed to be working for FL citizens).  This is all we are asking them to do - their job!
 
You may certainly print above at your discretion.  THANK YOU.

10/25/2011   The email below is from residents of CherryWood Development , Ocala, Florida.  Also, on page 4, is an email showing how you may write to Att.Gen. Pam Bondi and Gov. Rick Scott should you choose to do so. SCS is not covered by 720 but you may be intrester in following their endever to correct a UNFAIR law. 



10/24/2011   Dear Publisher, Ralph's letter to our Senator Hays will be more than familiar to SCS residents. The "history" Ralph researched will give our neighbors a foundation on which to better understand the ongoing struggles we all find ourselves in through no fault of our own. 

Ralph's attached letter to Hays is 2 pages; Ralph's "history" is 7 pages.  Would it be too much to ask that all 9 pages be published on ourscs?

Could you also please include below as a personal message from Ralph to SCS neighbors?  

1) I will forward Ralph's e-mail to Hugh/United Focus/Cherrywood  TO YOU and 2) will also ask Ralph to forward his consent for you to publish his name/contact info (if he is agreeable to this.)   THANK YOU!!!! Lee  

Dear Friends and Fellow Concerned Citizens for Sound HOA Governance:
 
Attached is a letter to Senator Hays with an enclosure regarding the 19 years of HOA legislative enactments.
 
Clearly I have a long struggle ahead. I am up to it and shall persevere. Your support is much appreciated.
 
Ralph


RALPH A. UDICK 39245 Tacoma Drive Lady Lake, FL 32159-6009

PHONE / FAX: (352) 751-0345 ● Cell: (352) 430-8776 ● E-MAIL: eeiralph@embarqmail.com

LETTER SENT ELECTRONICALLY VIA e-MAIL ATTACHMENT

October 24, 2011

TO: The Honorable Senator D. Alan Hays, the Florida Senate

District Office, 1104 Main Street

The Villages, FL 32159-5704

hays.alan.web@flsenate.gov

SUBJECT: Applicability of FL Chapter 720 to Harbor Hills Governing Documents

Dear Senator Hays:

As you know from the September 27 Marion County Legislative Delegation Meeting, there are many

Floridians living in homeowners’ association (HOA) communities who are very frustrated with FL

Chapter 720, especially regarding its effectiveness to protect us from abusive developers controlling

our associations.

This letter is a plea for the Legislature to protect us from arbitrary abuse and control.

I am litigating against my developer and his unelected, developer appointed board. I am doing it pro

se because I can’t afford attorney’s fees. A few days ago, I was shocked when the judge granted a

final summary judgment against me and in favor of the developer appointed director defendants.

This was despite the fact I had on-going discovery which the defendants ignored. The judge refused

to even hear, let alone rule on, my motion to compel docketed 4 days before the hearing was

scheduled for summary judgment. My discovery and due process were violated. I will appeal.

In my case, the principal complaint is that our developer controlled HOA is suing a sister HOA,

spending over $120K of our association funds in legal fees to recover amounts in dispute less than

$15K. This violates §720.303(1) which prohibits a developer controlled HOA to sue. It also breaches

the fiduciary relationship imposed by the same Section that directors have with members. Our

documents do authorize the HOA to sue, but not expressly with appointed directors while under

developer control. They are silent on fiduciary duty, but definitely don’t shield the directors from

such a relationship with the members. The Supreme Court created Rule 1.221, Fla.R.Civ.P,

prohibiting a developer controlled HOA to sue. There is also the question whether our HOA can sue

in violation of the procedure rule in any event.

What is most disturbing, and the reason I am seeking your help, is that this is the second Fifth

Judicial Circuit Court for Lake County judge who has ruled in the last four months that FL Chapter

720 does not apply to Harbor Hills because our HOA was incorporated in 1989 before the statutory

regulation of HOA under FL Chapter 720. The judge has ruled our declarations trump FL 720

because of the constitutional prohibition against statutory contract impairment.

At the enclosure is a clumsily compiled history of HOA statutory regulation enacted in the last 19

years. Perhaps it can be useful to the Staff. Note the trend of increased HOA regulation and

members’ protection in the scope and volume of legislation furthering the public interest. The

amount of dedicated effort involved creating this public policy is truly beyond comprehension.

1992 - The first year that the HOA was statutorily regulated under FL 617. Developer

controlled associations were exempted. This happened decades after the other community

associations were first regulated: Condos (FL 718) and Cooperatives (FL 719) in 1976;

Vacation and Timeshares (FL 721) in 1981; Mobile Homes (FL 723) in 1984. (Ch. 92-49)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1995 - The first major significant amendment to HOA regulation was enacted. Developer

controlled associations were brought under regulation. (Ch. 95-274)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2000 - The year FL 720 was enacted regulating HOA. (Ch. 2000-258)

Specific statutory limitations on developer control were enacted in: 1995; 1998; 2003; 2004;

2007; and 2010. (See enclosure for references to the Laws of Florida, Chapter Law)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Yet all is for naught if judges are holding the law non-applicable whenever the HOA documents

(contract) are created prior to the statutory enactment and those documents should remotely contain

pertinent provisions contrary to the statutory intent. A serious re-examination of FL 720 is needed.

Most important, enforcement must be strengthened, thereby significantly reducing litigation

necessity. First, DBPR oversight and enforcement are needed. Second, a focused legal analysis by

experts on the legislative staffs should be made to find fixes that more clearly state legislative intent

with certainty to render any but the truly genuine instances of contract impairment arguments

unpersuasive.

I offer the following citations which may be useful in the recommended staff legal analysis:

1. Cohn v. Grand Condominium Assoc. 26 So. 3d 8 (Fla 3d DCA 2009). 2. Susan Cohn v. The Grand Condominium Association, Inc. (Fla. No. SC10-430, Mar 31, 2011). 3. Pomponio v. Claridge of Pompano Condominium, Inc. 378 So. 2d 744 (Fla. 1979). The two Cohn cases provide arguments tying the contract (documents) date to the pertinent statutory enactment date in asserting contract impairment. Pomponio provides an authoritative

discussion on the legislature’s constitutional authority to establish policy serving the public interest

which can justify reasonable impairments of contracts when they serve legitimate public purposes.

I hope you share my conviction it’s in the public interest to strengthen FL 720 protections for the

homeowners. So many of us really need the help. I am sending a copy of this to your colleagues Ms.

O’Toole, Mr. Baxley and Mr. Metz in the hope they may share an interest and would help. Please

accept my deep appreciation and thanks!

Very respectfully,

Ralph A. Udick

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

FLORIDA STATUTE CHAPTER 720, HOMEOWNERS’ ASSOCIATIONS

Brief History of the Evolution toward Increased Member Property Rights Protection

COMPILED BY RALPH A. UDICK

1

1992 – First enactment of any Florida statute regulating homeowners’ associations (HOA).

o Before 1992, HOA were organized under the Florida Not for Profit Corporation Act

(FL 617) and operated under general provisions of corporate law.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o In 1992, the Legislature acted to regulate HOA. This was after decade long debates

/ studies, notably the Residential Planned Development Commission Report (Jan 24,

1985).

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Statute was enacted in F. S. Chapter 617, under Title XXXVI - Business Organizations.

o Created new sections §617.301 - §617.306 regulating HOA.

o §617.301 definitions vaguely defined HOA and membership.

o Scope exempted developer controlled HOA from regulation. (§617.302)

o §617.303, the association, imposed fiduciary relationship on officers / directors to

member parcel owners. [§617.303 (1)]

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Subsections §617.303 (2)-§617.303 (4) prescribed broad, general rules for meetings,

minutes, official records and the right of members to inspect records.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Sections §617.304-§617.306 governed rights of owners, board vacancies,

appointment of receiver and voting / election procedures.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Legislative intent expressed that statute applies to existing HOA without causing

contract impairment to the extent possible. (Section 39, Ch. 92-49)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Created / enacted by Ch. 92-49 (Sections 33-Section39) effective October 1, 1992.

o Entire statutory provisions were contained in less than 4 pages.

1995 – First major amendment of HOA law in F. S. Chapter 617 that clarified and expanded

member protection and regulated developer control.

o Major amendments to §617.301 - §617.306 of the 1992 statute increased protection

to HOA members.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Expanded definitions of HOA and associated terms that are essentially the

same as today.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Explicitly defined HOA, developer, DCCR, governing documents and voting

interest. Tripled number of definitions from 4 to 12.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Brought developer controlled HOA under regulation.

Declared the purpose of HOA and their statutory regulation.

COMPILED BY RALPH A. UDICK


FLORIDA STATUTE CHAPTER 720, HOMEOWNERS’ ASSOCIATIONS

Brief History of the Evolution toward Increased Member Property Rights Protection

COMPILED BY RALPH A. UDICK

2

Increased and clarified statutory recognition of HOA powers and functions.

o Prescribed that after October 1, 1995, HOA must be incorporated and governing

documents must be recorded in the county in which the community is located.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Enacted 6 newly created Florida Statutes in sections, §617.307 - §617.312:

Addressed transition of developer controlled HOA to other members.

(§617.307)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Addressed assessments for HOA created after October 1, 1995. (§617.308)

Addressed agreements before transition of developer control of HOA to

other members. (§617.309)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Addressed recreational leaseholds. (§617.31)

Addressed mediation. (§617.311)

Addressed survival of DCCR after tax deed or foreclosure.

o Enacted by Ch. 95-274 (Sections 52-Section62), effective upon becoming law, June

14, 1995.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1996 – Enacted amendment to §617.306 on meetings and voting procedures. Created the

first statutory restrictions on amendment of association governing documents.

o Enacted by Ch. 96-343 (Section 4) effective upon becoming law, June 1, 1996.

1997 – Minor changes to §617.303, §617.305 and §617.31.

o §617.303 amended to clarify restrictions regarding decisions involving expenditure

of association fund. (Ch. 97-311, Section 1, effective July 1, 1997)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o §617.305 amended to clarify power of HOA to fine and permit suspension of voting

rights when appropriate. (Ch. 97-311, Section 2, effective July 1, 1997)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o §617.31 received minor wording fixes, adding “she” and “her” to where “he” or

“his” appeared in text. (Ch. 97-102, Section 107, effective May 24, 1997)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1998 – Significant new statutory protections against developer abuse created regarding:

funds management; transition from developer control; and the declaration of public state

policy on prohibited clauses in HOA documents.

o A New subsection (8) of §617.303 was created regulating association funds.

Mandating association funds held by developer shall be maintained

separately in the association’s name. [§617.303 (8)(a)]

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Mandating no developer in control of HOA shall commingle any association

funds with his or her funds or funds of any other HOA. [§617.303 (8)(b)]

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Ch. 98-261, Section 1, effective October 1, 1998



FLORIDA STATUTE CHAPTER 720, HOMEOWNERS’ ASSOCIATIONS

Brief History of the Evolution toward Increased Member Property Rights Protection

COMPILED BY RALPH A. UDICK

3

o A new subsection §617.307 (3) was created to specify documents to be delivered

at developer’s expense to the new board at transition of HOA control from

developer to the other members. (Ch. 98-261, Section 2, effective October 1,

1998)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o New section, §617.3075, was created to declare that the public policy of the state

prohibits certain clauses in HOA documents that favor developers, to wit:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Prohibits the inclusion / enforcement of clauses in HOA documents which

provide or have the effect that:

a) Developer has right to amend unilaterally HOA documents after transition

of control to other members.

b) An HOA is prohibited or restricted from suing the developer.

c) After transition of HOA control to other members as set forth in §617.307,

a developer is entitled to cast votes exceeding one vote per residential

lot.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Such clauses are declared null and void as against state’s public Policy.

Ch. 98-261, Section 3, effective October 1, 1998

1999 – Minor change to definition of HOA in §617.301 (7) adding the words, “or a mobile

home subdivision”. (Ch. 99-382, Section 4, effective on becoming law, June 18, 1999)

2000 – FL Chapter 720, Homeowners’ Associations (HOA) newly enacted under Title XL,

Real and Personal Property.

o Transferred, renumbered and amended FL §617.301 - §617.312 in entirety out from

FL Chapter 617, Corporations Not for Profit, into the newly created FL Chapter 720,

Homeowners’ Associations.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Titling new statute Chapter 720 is consistent with then existing community

association laws governing generally similar entities created by statutes, condos (FL

718), cooperatives (FL 719), vacation and timeshare plans (FL 721) and mobile

home park lot tenancies (FL 723).

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Moving HOA regulation from Title XXXVI, Business Organizations, under Chapter 617

to Title XL, Real and Personal Property, under Chapter 720, is significant. Brought

HOA regulation into the same family of laws governing community associations.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o New law FL 720 comprised 13 pages, reflecting all the existing sections and

amendments to FL §617.301 - §617.312 enacted from 1992 through 2000.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Ch.2000-302 amending §617.3075 to allow display of flag included as §720.3075.

o Created by Ch. 2000-258, Sections 44 - 51, effective on July 1, 2000.

3

COMPILED BY RALPH A. UDICK



FLORIDA STATUTE CHAPTER 720, HOMEOWNERS’ ASSOCIATIONS

Brief History of the Evolution toward Increased Member Property Rights Protection

COMPILED BY RALPH A. UDICK

4

2001 – FL Chapter §720.3075 amended. Created new subsection (4) allowing property

owners to implement Xeriscape or Florida friendly landscape and prohibiting clauses in

governing documents that forbid same.

o Ch. 2001-282, Section 8, effective becoming law, June 15, 2001.

2002 – FL Chapter 720, §720.304 and §720.3075 amended to allow display of flag and

prohibit HOA documents to preclude the display of flag.

o Act applies retroactively regardless of any declaration rules.

o Ch. 2002-50, Sections 1 – 4, effective upon becoming law, April 18, 2002.

2003 – Significant amendment / enactment of new provisions that clarified FL 720 scope,

board meetings and official records. Increased member property rights. Limited HOA

authority to litigate using association funds. Prohibited developer controlled HOA to sue.

Prohibited amendments that adversely alter member voting rights or increase member

assessments.

o New additions to §720.303(1) limit HOA litigation authority. (Ch. 2003-79, Section 3,

effective July 1, 2003)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

§720.303(1) prohibited developer controlled HOA to sue in the association’s

name.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

§720.303(1) required any HOA to obtain a majority vote of the voting interest,

if the amount in controversy exceeds $100,000, before suing in the

association’s name.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Amended Section §720.306(1) (c) prohibits amendment to governing documents

that adversely alter a member’s voting interest or increase the proportion a parcel

shares in the common expenses, unless all parcel owners join in the execution of the

amendment. (Ch. 2003-79, Section 4, effective July 1, 2003)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Amendment to §720.302 added new subsection (5) that clarified applicability of

both FL 617 and FL 720 to HOA. (Ch. 2003-14, Section 11, effective upon becoming

law, May 21, 2003)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Amendment to §720.303 subsections (2) and (4) clarified board meetings notice

and official records. (Ch. 2003-14, Section 12, effective upon becoming law, May

21, 2003)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2004 – Major changes to FL 720 improved property rights protections for HOA members.

o Part III, Covenant Revitalization, §720.403-§720.407, was created. (Ch. 2004-353,

Sections 7 – 11, effective October 1, 2004)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

FLORIDA STATUTE CHAPTER 720, HOMEOWNERS’ ASSOCIATIONS

Brief History of the Evolution toward Increased Member Property Rights Protection

COMPILED BY RALPH A. UDICK

5

o Major clarification, amendment and addition to FL 720, regarding definitions,

scope, HOA power and functions, and SLAPP, enacted to improve member

property rights. (Ch. 2004-353, Sections 13 – 16, effective October 1, 2004)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Definitions, §720.301, added “Department” and “Division”. (Section 13)

Purpose, §720.302, expressed benefits of alternative dispute resolution.

(Section 14)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Major additions to §720.303, on HOA powers, duties, financial records

management, conduct of meetings, notice to members, petition rights and

fund management. (Section 15)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Created new §720.303 (8) (c) against potential developer abuse by

prohibiting developer use of association funds to defend civil actions

against the developer or developer appointed directors. (Section 15)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Added new subsection §720.303 (10) on Recall of Directors. (Section 15)

Created new subsection §720.304 (4) declaring the public policy against

SLAPP suits and protecting members’ freedom of speech. (Section 16)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Created new §720.3055 specifying contracts by HOA for products and services

shall be in writing, increasing protection for members. (Ch. 2004-353, Section 18,

effective upon becoming law, June 23, 2004)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o §720.306 on meetings amended by stricter, additional requirements for notice and

member’s right to speak and attend meetings. (Ch .2004-345, Section 19,

effective upon becoming law, June 23, 2004)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Substantial amendment and newly created provisions detailing dispute resolution

protections for HOA members in §720.311. (Ch. 2004-353, Section 20, effective

upon becoming Law, June 23, 2004)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2005 – Very Minor changes to FL 720 in §720.303, §720.402 and §720.405. (Ch. 2005-2)

2007 – Substantial amendments and additions to FL 720 providing additional statutory

support to HOA and increased protections to members’ rights.

o Created new subsection §720.303 (11) providing for windstorm insurance. (Ch. 2007-

80, Section 16, effective upon becoming Law, May 24, 2007)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Amended §720.308 by creating a new subsection §720.308 (3) authorizing the levy

of assessments to secure the obligation of HOA for insurance pursuant to F. S.

Chapter 624. (Ch. 2007-80, Section 17, effective upon becoming Law, May 24,

2007)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Substantial amendments and additions to Sections §720.302, §720.303, §720.305,

§720.306, §720.307, §720.308 and §720.311. (Ch. 2007-173, effective July 1, 2007)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Amended §720.302 clarifying the application of FL 720. (Section 8, Ch. 2007-173)

FLORIDA STATUTE CHAPTER 720, HOMEOWNERS’ ASSOCIATIONS

Brief History of the Evolution toward Increased Member Property Rights Protection

COMPILED BY RALPH A. UDICK

6

Amended §720.303 adding extra member safe guards in the conduct of board

meetings when expenditure of association funds and architectural decisions

affecting parcel member’s property are involved. (Section 9, Ch. 2007-173)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Clarified requirements for HOA budget preparation and created detailed

guidance regarding reserve accounts. (Section 9, Ch. 2007-173)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Clarified guidance regarding HOA financial reporting. (Section 9, Ch. 2007-173)

Repealed §720.303(2) relating to board meetings to remove conflicting versions.

(Section 10, Ch. 2007-173)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Created new section §720.3035 providing for architectural control covenants,

parcel owner improvements, rights and privileges. (Section 11, Ch. 2007-173)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Amended §720.305 providing for extra reimbursements in addition to attorney’s

fees that a member prevailing in an action against the HOA under this section

may recover as determined by the court. (Section 12, Ch. 2007-173)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Amended §720.306(1)(c) clarifying certain mergers shall not be considered a

material or adverse alteration of a parcel’s proportionate voting interest.

(Section 13, Ch. 2007-173)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Amended §720.307 requiring developer to deliver financial records prepared to

specified standards to the board in any transition of association control to

members. (Section 14, Ch. 2007-173)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Major amendment of §720.308 specifying developer’s guarantee of common

expenses to the HOA regarding assessments; approval of guarantee by

association members; guarantee periods and amounts; and formula to

determine guarantor’s total obligations to the HOA. (Section 15, Ch. 2007-173)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Major revisions to §720.311 clarifying dispute resolution through presuit

mediation. (Section 16, Ch. 2007-173)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2010 - Major amendments to FL 720 enacted providing clarification; additional statutory

support to HOA operations; and increased member protection. New section §720.315

created to limit developer control. (Ch. 2010-174, effective July 1, 2010)

o Clarified subsections §720.303(2), §720.303(5) and §720.303(6) regarding HOA

board meetings, inspection and copying of records and budgets. (Section 22)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Enacted a newly created subsection §720.303(12) prohibiting the payment of any

compensation to a director, officer or committee member of the HOA. (Section 22)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Clarified flagpole and display requirements in §720.304(2)(b) . (Section 23)

o Clarified subsection (2) of section 720.305 regarding member’s obligation and the

fining and suspension authority regarding delinquencies. (Section 24)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Amended subsections (7), (8) and (9) of §720.306 on clarifying HOA meetings, proxy

voting and board vacancies. (Section 25)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Subsection (8) to §720.3085 created regarding HOA assessment and lien authority

to collect from delinquent parcel owner’s renter. (Section 26)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

FLORIDA STATUTE CHAPTER 720, HOMEOWNERS’ ASSOCIATIONS

Brief History of the Evolution toward Increased Member Property Rights Protection

COMPILED BY RALPH A. UDICK

7

o New subsection (6) added to §720.31 concerning the authority of HOA to acquire

recreational leaseholds. (Section 27)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o New section §720.315 enacted restricting the power of the board of directors

controlled by the developer to levy special assessments. It requires the parcel

owners other than the developer to approve the special assessments at a duly

called special meeting of the membership by a majority vote of the other than

developer members. (Section 28)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2011 – FL 720 amendments enacted to clarify the HOA’s authority and exiting law. (Ch.

2011-196, effective July 1, 2011)

o Amended §720.305 regarding suspension of owners’ rights for noncompliance with

rules or delinquencies in monetary obligations. Use of common areas may be

suspended. Applies also to tenants and guests. (Section 18)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Amended §720.306 specifying that the eligibility for board membership is denied to

person for delinquencies of more than 90 days or felony convictions. (Section 19)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Amended subsection §720.3085(2) adding a new subsection (d) to clarify existing

law that an association, or its successor or assignee, that acquires a parcel through

foreclosure of its lien for assessments is not liable for any unpaid assessments, late

fees, interests, or attorney’s fees that came due before the HOA’s acquisition of

title. (Section 20)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Amended subsection §720.3085(8) by adding detailed clarifications concerning

payments of rent by tenants to the HOA renting from parcels owners who are

delinquent in assessments due the association. (Section 20)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

o Amended §720.309 regulating agreements entered into by the HOA for

communications services deemed to be operating expenses of the association.

(Section 21)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

COMPILED BY RALPH A. UDICK